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Fire Prevention Tips for Homeowners and Renters

 

Make Fire Prevention a Habit


Make your home safe from fires.
The most important part of fire safety is prevention. The following tips will help you form fire-safe habits and prevent fires in your home
Never plug multiple items into the same electrical outlet or circuit. If an electrical appliance smokes or
smells unusual, unplug it immediately and have it serviced.
Make sure light bulbs are the recommended wattage for all of your light fixtures.

Keep baking soda near your stove to extinguish grease fires. Salt also works, but don’t use water, which will spread the flame.

Keep your stove’s exhaust fan and range hood free of grease. Keep the cooking area free of combustibles.

Never leave cooking unattended. Turn pan handles inward so they don’t hang over the edge of the stove.

Keep matches and lighters out of children’s reach. Teach children these are dangerous items to be used
by adults only.

Don’t smoke in bed or when you’re drowsy. Fires created by cigarettes cause more deaths than any
other kind of fire. Run butts and ashes under water before disposing. Or, better yet, don’t allow
smoking in your home.

Never install a double-cylinder deadbolt lock on your exit doors. They require a key to unlock from the
inside. When you need to exit in a hurry, this lock can be deadly.

Never use an extension cord on a permanent basis and avoid running them under rugs.

Don’t place hay, straw or other combustible materials beneath your home.

Never leave home with the clothes dryer running. Clean dryer vents frequently. Clean lint screens after
each load to keep the airway clear.


Make regular safety checks of your home’s major systems or hire a professional to inspect them.

Check for cleanliness, proper functioning and loose connections for your:

Heating/cooling system
Electrical
Appliances
Fuel Lines
Water Heater
Plumbing

Never block doors or windows with furniture or other large objects.

Store flammable liquids like gasoline, kerosene, paint thinner, etc., in approved containers outside
your home, but not under your home.



Choose:

Check out our other insurance programs at www.Horizonincome.com.com for Manufactured Homes, Specialty Homeowners including Landlord, Vacant and Rental Properties, Motorcycles, Off-Road Vehicles, Motor Homes, Travel Trailers, Boats, Personal Watercraft and Collectible Autos.



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Posted 09:32 PM February 08, 2012

The RYO Revolution is Here!

Make serious profits in 2012. No bull. No gimmicks. Lets Roll! 


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Posted 05:41 PM January 11, 2012

Los Angeles Marketing Agency | EG entertainment

For the fifth year in a row #1 Los Angeles based Social Media Marketing agency, EG entertainment gets tapped to launch several new platforms for the 2012 year.  One of our platforms is LegalEaseTV, which is a legal platform geared to the growing demand for online legal resources. Check out one of our clips below.

http://youtu.be/lIHuvC-e_2E


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Posted 08:52 PM December 15, 2011

Follow the Conversation!

<script src="http://widgets.twimg.com/j/2/widget.js"></script>
<script>
new TWTR.Widget({
  version: 2,
  type: 'profile',
  rpp: 10,
  interval: 30000,
  width: 250,
  height: 300,
  theme: {
    shell: {
      background: '#332333',
      color: '#ffffff'
    },
    tweets: {
      background: '#e6e3c4',
      color: '#1c4bc4',
      links: '#279acf'
    }
  },
  features: {
    scrollbar: false,
    loop: false,
    live: false,
    behavior: 'all'
  }
}).render().setUser('johnclassick').start();
</script>


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Posted 09:54 PM November 29, 2011

Why use a Property Management Company?



Get a discount for using a PMC.



Rental property is a big investment, and you want your investment to be profitable. That’s why during certain situations it may be in your best interest to hire a Property Management Company (PMC) to manage your rental property. A PMC might be helpful in the following scenarios: if you live a significant distance from your rental, if you have several properties, or if you’d simply like to enjoy the rewards of owning investment property without the headaches of managing it.

Property Management Companies can act as a liaison between you and your tenant. They generally stay current with rental laws and requirements, minimizing the chances you’ll be liable for an unexpected situation.

Specifically, property managers handle duties including:

Advertising

Leasing

Tenant screening and background checks

Rent collection

Legal proceedings and eviction coordination

Maintenance

Round-the-clock emergency service

Preventive maintenance programs

Does your insurance carrier support your decision to use a Property Management Company?

As part of their commitment to professional landlords, Horizon offers a discount for landlords who use a Property Management Company.

Not sure what your policy provides?

Call me to discuss your coverage and find out more about the Horizon Landlord program.

Product availability is based on authority and all products may not be available in all areas.

This does not constitute legal advice. For a complete list of the specific landlord and tenant laws in your state visit www.landlordassociation.org/statelaws.html, or for legal advice, speak with a real estate attorney.



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Posted 03:29 PM November 29, 2011

AUTHENTIC PR ANNOUNCES LOW COST, QUALITY SERVICES TO SMALL BUSINESSES

US-BASED AUTHENTIC PR ANNOUNCES CONTRACT FREE, LOW COST, GUARANTEED QUALITY, SOCIAL MEDIA MARKETING, PUBLICITY SERVICES, COPYWRITING&SEO; THAT INCLUDES FREE ENROLLMENT INTO A U.S. BUSINESS DIRECTORY

 

‪Entrepreneurs, Momprenuers, Small Businesses, Non-Profits, Authors, Musicians, Indie Film Producers&Companies in All Industries Can Compete on an Even Playing Field Without Breaking the Bank in a Tough Economy

 

November 7, 2011 – Southern California – ‪Authentic PR has built a portfolio of affordably priced services made especially for small organizations.  Entrepreneurs, business partners and Fortune 500 veterans Mary Ann McQueen Butcher & Dustin C. Parker have launched the first world-class social media, publicity, copywriting and SEO offerings with no contracts, no complications and with prices that are as low as $1.49 per day.

Ms. McQueen Butcher and Mr. Parker have been working for more than 35 years with The Walt Disney Company, Intel, Pepsi, Coldwell Banker and countless others. They have been providing marketing, public relations and related services using only best practices to launch, brand and build campaigns that have superior ROI. With the economy having a severely negative impact on small business, both knew they had to do something to help entrepreneurs compete on a level playing field with big companies while also boosting their brand awareness and increasing the potential for greater revenue. 

Mr. Parker said, “We had to build a robust suite of services that virtually any business could afford.  We took everything we learned from working with enterprise companies and streamlined the process until it was fully transactional and easy to use”.

“We also provide full analytic reporting,” Mary Ann remarked, “plus world-class customer service and the peace of mind that we are a US-based company in Southern California so we will be there when our customers need us. We’re proud to be a company that empowers small businesses with the promotional tools they need to be successful.

By offering these proven marketing solutions, we bring the 27 million small businesses in the US the tools necessary to thrive.  We know small business continues to be the provider of 70% of the new jobs created.  We see this suite of offerings as the jet fuel necessary to get the economy launched and back on track.”

Authentic PR is also launching its free business directory as an added value for American companies allowing small businesses to find each other and drive more jobs and economic growth. This gives small business the opportunity to publicize their company at no cost and immediately begin improving their SEO just by signing up.  There is no commitment to buy anything from Authentic PR when you sign up for the directory.

For additional information on Authentic PR and its affordable offerings for small businesses, custom solutions and enterprise products, please contact us today at www.Authentic-PR.com.

 

About Authentic PR

While just over four years old, Authentic PR has decades of successful marketing and public relations experience thanks to its principals and staff members who have worked directly for and with companies like Disney, Intel, Century 21, Cisco Systems, Google, Pepsi and Frito Lay.

The organization is expert in both traditional and public relations as well as digital marketing, social media and search engine optimization for companies large and small. The firm stays ahead of the technology curves that now are intertwined with the practice of marketing, publicity and Marcom. It is also called upon regularly by venture capitalists that want to learn about industries like CPG, beverages, technology and media and many more.

 

Contact Us:

Mary Ann McQueen Butcher, Managing Partner

Authentic PR

310 492-5815 / 714 845-7141

info@Authentic-PR.com

Twitter:  @Authentic_PR

Facebook:  Authentic PR

 

 



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Posted 07:15 AM November 09, 2011

Water Damage Safety Tips for Homeowners: How to Prevent Costly Leaks

Stop leaks before they start.
How to prevent costly leaks
Water damage – whether caused by leaks or condensation – can do more than cause unsightly stains in your home.
It can cause permanent structural damage to the home and erode its strength.
When damage is from poor or infrequent maintenance, neglect or general deterioration, water damage isn’t
covered by your insurance policy. But proper home maintenance can help you prevent messy and costly repairs to
your home. Defend your home by stopping that leak before it starts.

Start with the roof
• Check your roof once a year. To avoid damage, keep your weight directly on the rafters. If you have a bowstring or low-pitch rafter, place a plywood sheet across the rafter so you can distribute your weight evenly.
• Check for corrosion or deterioration of your roof; wind or hail damage; improper installation of vents, flues, chimneys, air conditioners, etc.
• Inspect your roof for punctures or cracks. Clean any you find and apply a compatible patching compound or sealant.
• Clean and inspect rain gutters and downspouts for leaks or holes. Remove dirt, leaves, branches and any other debris on your roof or gutter.
• Seal manufactured home metal roofs with a good roof coating at least every other year – or more often in damp or warmer climates. Apply around all vents and seams, coating along the drip edge of the roof. Cover all exposed screw heads, fasteners and other areas susceptible to leaking.
• Look for and repair loose, damaged or missing shingles, vent caps, raised nail heads and anything else in disrepair.

Check your home’s exterior
• Inspect outside walls, doors and windows each spring and fall for unusual wear or tear. Water and moisture can penetrate these common areas if they’re not maintained regularly.
• Repair or replace caulk, weather stripping, glazing, window seals, door seals or any other exterior area damaged by use, abuse or normal weathering.
• Examine your exterior siding and replace any missing or damaged fasteners or screws. Repair or replace punctured siding.
• Remember to look under your manufactured home for a sagging, torn or water-spotted bottom barrier. This can indicate leaks as well as poor or damaged insulation, which may cause water lines to freeze and break.
• Check your home’s pneumatic storm door closer and safety chain. If these are loose or not working properly, the storm door may blow open and let water in.

Horizon Insurance has specialty insurance products.
Not only can you trust safety information from Horizon, but you can trust our broad insurance policies that give you the coverage you want.

Contact your local Horizon agent today for a policy that gives you more!

Choose Horizon
Check out our other insurance programs at HorizonIncome.com for Manufactured Homes,
Specialty Homeowners including Landlord, Vacant and Rental Properties, Motorcycles, Off-Road Vehicles, Motor Homes, Travel Trailers, Boats, Personal Watercraft and Collectible Autos.



http://www.horizonincome.com/
http://www.horizonincome.com/homeowners.html
http://www.horizonincome.com/condo+insurance.html
http://www.horizonincome.com/renters+insurance.html
http://www.horizonincome.com/personal+auto.html
http://www.horizonincome.com/motorcycles.html
http://www.horizonincome.com/commercial+property+insurance.html
http://www.horizonincome.com/business+owner+insurance.html


Water Damage Safety Tips
for Homeowners
Not all products available in all areas.



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Posted 02:38 PM October 26, 2011

Loss Prevention Guidelines for Landlords

Call Horizon for insurance.


    Being a landlord isn’t always easy. Problems with tenants can result in loss of time and money as well as unnecessary hassles. If you don’t want to deal with rent collection, maintenance and tenant screening, consider using a Property Management Company to manage your rental properties. However, if you do handle things on your own, the following guidelines may help ensure a good relationship with your tenants, maintain your rental home and make your life as a landlord much easier.



Tenant Screening

· Check references. Request at least three references (preferably previous landlords) and take the time to follow up on them.

· Keep records. To protect your interests and the interests of your tenants, document everything in writing and keep the paperwork throughout the entire rental agreement.

· Run a credit check. It’s always wise to check an applicant’s income, employment and credit history to verify they can afford to pay rent each month. However, make sure you obtain your prospective tenant’s written consent before doing so.

· Prepare a clearly-defined lease. Develop an appropriate set of rules and have them reviewed by a real estate attorney. Provide all prospective tenants with a copy of the rules and have them initial each page and sign an acknowledgement.

Important information to consider in a lease agreement

Be sure your lease agreement outlines the specific obligations of each party and is written clearly enough for the tenant to understand what they must or must not do. Standard items to consider include:

 
· Rent. Be specific about when the rent is due and when it’s considered late.

· Deposit information. Outline the amount of deposit required and what circumstances may result in a loss of deposit money.

· Prohibited activities. Create a concise list of the types of activities you will not allow, such as grilling on porches or decks, use of portable space heaters, renovations or remodeling without landlord consent.

· Maintenance and repairs. Document who is responsible for routine maintenance and repairs and provide the amount of time you will be allowed to respond to requests.

· Responsibility for utilities and waste removal. Clearly define who is responsible for each utility and service.

· Your right of entry to the premises. It’s a good idea to include circumstances in which you have the right to enter.

· Pet restrictions and policies. Specifically list any pets or breeds you will not allow in addition to any regulations that need to be followed.

· What stays and what goes when the tenant vacates. If your home provides any removable items, be sure to note that they need to stay in the home when the tenant leaves.

· Length of notice to vacate. Provide how many days notice you will need when a tenant decides to move out.

· Renter’s insurance policy. Require that your tenant have an insurance policy in the event of a fire, theft or liability issue.

Product availability is based on authority and all products may not be available in all areas.

This does not constitute legal advice. For a complete list of the specific landlord and tenant laws in your state visit www.landlordassociation.org/statelaws.html, or for legal advice, speak with a real estate attorney.

For more information visit us at:


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Posted 10:40 AM October 10, 2011

How to Determine if You Need Flood Coverage

 

Are you covered for flood damage?





    Too many people assume that if their home is not in a flood zone, their homeowners’ policy will pick up the tab if flood damage occurs. This is not the case. In fact, most standard homeowner policies don’t include flood coverage. So how do you determine whether you need it?

For a preliminary assessment, go to www.floodsmart.gov and enter your address information in the flood risk profile. The level of risk is determined by your property's location on your community's flood map.
The lower the degree of risk, the lower the flood insurance premium.

However, keep in mind it doesn’t always take a coastal disaster or being in a high risk zone to bring flood damage your way. Excessive rain, poor drainage systems, broken water mains and rapid snowmelt could all lead to flooding. In fact, according to the National Flood Insurance Program, nearly 25% of flood insurance claims come from moderate to low risk areas. Therefore, even if your home is not in a high risk location, you may still want to consider purchasing flood insurance as a precaution.

Horizon can help.


If you choose to purchase your National Flood Insurance Program policy through Horizon, I can help
make sure that your home and its contents have the coverage you want in the event of a flood.

Not sure what your policy provides?

Call me to discuss your coverage and find out more about a flood policy through Horizon. Or, for more information on flood coverage, visit the following websites:

www.floodsmart.gov

www.fema.gov
www.nationalfloodinsurance.com



For more information on our products, please visit:

www.Horizonincome.com
http://horizonincome.com/flood+insurance.html
http://horizonincome.com/homeowners.html
http://horizonincome.com/commercial+property+insurance.html



Product availability is based on authority and all products may not be available in all areas.
This does not constitute legal advice. For a complete list of the specific landlord and tenant laws in your state visit
www.landlordassociation.org/statelaws.html, or for legal advice, speak with a real estate attorney.


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Posted 03:44 PM September 20, 2011

L.A.vation - The World's Greatest Tribute to U2 - Magnificent

L.A.vation - The World's Greatest Tribute to U2 - Magnificent


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Posted 10:01 AM September 20, 2011