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| Stop leaks before they
start. |
How to prevent costly leaks
Water damage – whether caused by
leaks or condensation – can do more than cause unsightly stains in your
home.
It can cause permanent
structural damage to the home and erode its strength.
When damage is from poor or
infrequent maintenance, neglect or general deterioration, water damage
isn’t
covered by your insurance
policy. But proper home maintenance can help you prevent messy and costly
repairs to
your home. Defend your home
by stopping that leak before it starts.
Start with the
roof
• Check your roof once a year.
To avoid damage, keep your weight directly on the rafters. If you have
a bowstring or
low-pitch rafter, place a plywood sheet across the rafter so you can distribute
your weight
evenly.
• Check for corrosion or
deterioration of your roof; wind or hail damage; improper installation of vents,
flues, chimneys,
air conditioners, etc.
• Inspect your roof for
punctures or cracks. Clean any you find and apply a compatible patching
compound or
sealant.
• Clean and inspect rain gutters
and downspouts for leaks or holes. Remove dirt, leaves, branches and
any other debris on
your roof or gutter.
• Seal manufactured home metal
roofs with a good roof coating at least every other year – or more often in damp or warmer
climates. Apply around all vents and seams, coating along the drip edge of
the roof. Cover all
exposed screw heads, fasteners and other areas susceptible to
leaking.
• Look for and repair loose,
damaged or missing shingles, vent caps, raised nail heads and anything else
in
disrepair.
Check your home’s
exterior
• Inspect outside walls, doors
and windows each spring and fall for unusual wear or tear. Water and
moisture can
penetrate these common areas if they’re not maintained regularly.
• Repair or replace caulk,
weather stripping, glazing, window seals, door seals or any other exterior
area damaged by
use, abuse or normal weathering.
• Examine your exterior siding
and replace any missing or damaged fasteners or screws. Repair or replace punctured
siding.
• Remember to look under your
manufactured home
for a sagging, torn or water-spotted bottom barrier. This can indicate leaks
as well as poor or damaged insulation, which may cause water lines
to freeze and
break.
• Check your home’s pneumatic
storm door closer and safety chain. If these are loose or not working
properly, the storm
door may blow open and let water in.
Horizon Insurance has
specialty insurance products.
Not only can you trust safety information from Horizon, but
you can trust our
broad insurance policies that give you the coverage you want.
Contact your local Horizon agent
today for a policy
that gives you more!
Choose Horizon
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programs at HorizonIncome.com for Manufactured Homes,
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Water
Damage Safety Tips
for
Homeowners
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