Horizon Debt Group, LLC
Denver, CO 80202888-894-0777
bedebtfreenow.org
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Credit Card Debt Consolidation Help Iowa IA 1-877-353-9792
Every day, more
expenses add up. First it's holiday presents, then it's children's
birthday presents, then it's a vacation, and finally a sudden medical
expense. Add all that up and you'll see how easy it is to fall into
debt. But being in debt doesn't mean you have to stay there. Millions
of people have found their way out of debt.Consumers in Iowa IA are feeling what many other Americans have been experiencing, the dreaded sense of gloom that comes with going down with the sinking ship under the load of unsecured debt. This happens when you are no longer capable of paying your bills each month and start paying the minimum due. Once this happens you fall into a vicious cycle of only paying interest charges and never paying down the principle. If you live in Iowa IA and have multiple payments like this, it may seem you will never get ahead. Late fees and penalties are atrocious.
If you are in this situation and have at least $10,000 in unsecured debt we can help.
In our Iowa IA Debt Settlement Program, our counselors negotiate with creditors to settle your debts, usually for 40% to 60% of what is owed, which allows you to pay them off sooner, usually in 18-36 months.
Free Budgeting Advice In Iowa IA
If your spending is out of control or your life was around charging credit cards, you'll need to set up a budget. Your credit counselor can help with that as well.
GET STARTED NOW! CLICK HERE DEBT HELP or call Toll Free 1-877-353-9792 for a free consultation today!
Pertinent Iowa IA Debt Relief and Debt Help Laws
This is intended to be a helpful and informational for Iowa IA consumers and does not constitute legal advice. For legal advice about your situation, contact a licensed legal professional in Iowa IA
Iowa IA follows the set of federal laws dealing with collection agencies (and law firms that collect debts) that are collectively known as the Fair Debt Collection Practices Act (FDCPA).
Maximum Interest Rate a Collection Agency Can Charge in Iowa IA: 5%
Iowa IA Wage Protection: 75% of the disposable earnings; or The amount of the disposable earnings that exceed 40 times the federal minimum hourly wage. There is a sliding scale per creditor (not per judgment) ranging from $250 to 10% of annual wages, depending on annual wages.
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Posted 07:38 PM June 15, 2009
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