Lomelin Insurance Services

U.S. automobile liability insurance is not valid in Mexico , nor is most collision and comprehensive coverage issued by U.S. companies. Travelers are encouraged to purchase auto insurance adequate for their needs in Mexico. A good rule of thumb is to buy coverage equivalent to that which is carried in the United States. Motor vehicle insurance is considered invalid in Mexico if the driver is found to be under the influence of alcohol or drugs.

If you are involved in an automobile accident, you will be taken into police custody until it can be determined who is liable and whether you have the ability to pay any penalty. If you do not have Mexican liability insurance, you may be prevented from departing the country even if you require life-saving medical care, and you are almost certain to spend some time in jail until all parties are satisfied that responsibility has been assigned and adequate financial satisfaction received. Drivers may also face criminal charges if the injuries or damages are serious.