Find A MerchantFind A DealGet Advice

Find

In or Around

Meiners Dentistry

4012 S. Lynn Court Drive, Independence, MO 64055
816-252-3545
www.independencedentistry.com
Hours: M - 8-5 T - 9-6 W - 8-5 T - 8-12 F - 7:15-3
Payment: MasterCard, Visa, Debit Cards, Personal Checks, Captial One Financing
Book Appointment
See more blogs in Independence, MO

4 Reasons to use your Dental Insurance before year's end.

Did you know that you could actually save hundreds of dollars by using your dental benefits before the end of the year? While some dental insurance plans run on a fiscal year, most run on a calendar year. If your dental insurance plan is on a calendar year, these 4 reasons will show you why you should make a dental appointment now.

1. Yearly Maximum

The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, but the average is around $1,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, these will not rollover.

2. Deductible

The deductible is the amount of money that you must pay to your dentist out of pocket before your insurance company will pay for any services. This fee varies from one plan to another and could be higher if you choose an out-of-network dentist. However, the average deductible for a dental insurance plan is usually around $50 per year. Your deductible also starts again when your plan rolls over.

3. Premiums

If you are paying your dental insurance premiums every month, you should be using your benefits. Even if you don’t need any dental treatment, you should always have your regular dental cleanings to help prevent and detect any early signs of cavities, gum disease, oral cancer and other dental problems.

4. Dental Problems Can Worsen

By delaying dental treatment, you are risking more extensive and expensive treatment down the road. What may be a simple cavity now, could turn into a root canal later.


0 comments | Edit Bookmark: del.icio.us | StumbleUpon | Digg

Posted 12:17 PM November 26, 2007


Leave a Reply:

* Email is required, but will not be public.

1000 characters allowed.
Verify You Are a Person
 

Please type the characters you see in the image below:

 
  Enter the code shown