Cheryl Baumgartner, Certified Identity Theft Risk Management Specialist

According to Kiplinger's Magazine March 2008 issue, seniors are being targeted by unscrupulous insurance agents, scammers and identity thieves.  These individuals are using the confusing nature of Medicare Part D to to target seniors.

Many seniors are purchasing insurance benefits packages containing unnecessary benefits.  They are being scammed into purchasing non-existent benefits or thieves are simply using the information they are given to steal their identities.

It is important that you know exactly what you need and what is provided by your policy.  The best way to do this is to speak to a lawyer that understands what Medicare Part D is and can advise you.  Many seniors are on limited budgets and cannot afford to be an identity theft victim, scammed out of their money or to pay outrageoulsy high insurance premiums. 

A PrePaid Legal Services plan is affordable and and you can talk to an attorney for no more than the cost of membership.  Having the advice of an attorney can save you from making a costly decision on Medicare Part D benefits.