Raymond Lee: Prepaid Legal: Independent Associate

  It wasn't tool long ago that when conflicts or disagreements arose among family, friends or with other acquaintances, they were settled across the kitchen table, over the fence and at the local diner. finding the "middle ground" and ending up with a "win-win" situation for all parties involved was always the central goal. And when it was all over, the deal was usually sealed with a firm handshake, both sides feeling they were walking away with a fair deal and their integrity intact.
  Today, we still have the same disputes and contentions; however the venue has changed. More and more disputes are ending up in the court system. According to the National Resource Center for Consumers of Legal Services and the American hospital Association, you are two times more likely to become involved in a legal situation than you are to be hospitalized. Given that information, people will most likely need a lawyer more than they'll need a surgeon. Oh how times have changed.

How Do You Resolve Personal and
Consumer Conflicts?
  When you have a personal conflect wth someone, how do you handle it? Chnces are you spend a great deal of time negotiating a compromise or maybe you argue untl one of ou walks away the winner. Well, what if you have an issue with a car dealer, yur phone company or the construction company that just built your new house? How do you go about resolving it?
  What if it's more serious? You get sued by a neighbor, audited by the IRS or have your identity stolen. Where do you turn? Do you have the power to influence a national auto chain or a multimillion dollar utility company? Would you even know what to do in front of a judge, an IRS auditor or a credit repository? Wouldn't it be great if you did? Well, now you can.
  Located in Ada, Okklahoma, Pre-Paid Legal Services, Inc. has been probiding legal service pans for more than 30 years, serving more than 1.5 million members and helping families live stronger, safer, and with greater peace of mind.

Legal Assistance Is a 21st Century Necessity
  If you're still not convinced getting a Pre-Paid Legal membership is a necessity, just appy the same reasoning for the insurance premiums you dole out each month:
  You pay for AUTOMOBILE insurance but do you plan
on getting into an accident today?
  You pay for HEALTH insurance but do you plan on
getting sick today?
  You pay for HOME OWNER'S insurance but do you have plans
to burn down your house?
  You pay for LIFE INSURANCE but you're not planning
on dying today, correct?
  Why do you pay these premiums each month? You pay them t help protect you and your loved ones in case something tragic happens, right? And disaster can strike at any time, any place. All we have to do  is turn on the TV and see what is leading the local newscast to get a glimpse of how bad things can happen to good law abiding people. would you be prepared?

A Pre-Paid Legal Membership Levels the
Playing Field
  When that floor model washing machine you bought won't stop leaking and the store you just bought it from refuses to take it back, what recourse are yu left with? You could call your local Better Business Bureau, but how long will it take for them to investigate your claim? The sobering truth is most attempts to rectify these situatios prove fruitless unless you have something bigger and more powerful behind you backing you up.
  But who's going to hire an attorney at a few hundred dollars an hour to force a store to fix the leak on a washing machine that according to them was "working just fine the week before?" You just won't do it, and they know it. The sad thing about all of this is it's not always about who's right or wrong, or what's fair; it's about who ultmately has the power. Well, with a membership from Pre-Paid Legal Services, your rights are protected, starting at just$26 a month.
  Now contrast that cost versus the $1,000-$1,500 retainer and $100 to $200 per hour fees that a law firm will charge for the same service. This was all the incentive Harland Stonecipher needed to start Pre-Paid Legal; to open the court system to the middle class who would otherwise be shut out.

You're Covered: Preventive
Legal Services
  So just what kind of coverage does a Pre-Paid Legal Membershp entitle you? The first is Preventive Legal Services. There are several benefits in this area, all designed to help prevent legal situations from becoming a legal crisis. First, you get toll-free phone consultation to your Provider law firm for an unlimited number of matters. That means anytime you have a question, you can get answers.
  Not sure how to handle a situation at you place of employment? Call you attorney. Wans some advice before you file a complaint against your landlord? Call your attorney. And in some cases your attorney will also make phone calls and write letters on your behalf. You'd be surprised how a simple phone call or letter can get you the results you want.
  Contract and document review is another great benefit under Preventive Legal Services. Your Provider lawyer will review an unlimited number of personal legal documents, up to 10 pages each year. If you're leasing a car, buying a house or simply don't understand a warranty you've received, have yur attorney take a look before you sign. You might be surprised by what you're agreeing to.
  The final benefit fo the Preventive Legal Services coverage is will preparation. As a Pre-Paid Legal Member, you can have your will prepared and then have it reviewed and updated each year, at no additional charge. This is one of the most important steps you can take to protect your family, but seven out of ten Americans don't have a will.
  There really is no limit to the number of ways Pre-Paid Legal members have saved time, money and heartache by using Preventive Legal Services. One phone consultation, one letter written o your behalf or even the preparation of a will can save enough money to pay for your membership for several years. But this is just one area of coverage. There are many more areas available to your as a Pre-Paid Legal member.

Learn more about the benefits of having a Pre-Paid Legal Services membership