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No, but always look for royalty-free images because those are fair game. It is best to subscribe to websites that specialize in distribution of royalty-free images for web designers and photographers. It generally costs a few dollars per month or you can purchase images individually. For designers, this is a valuable tool in our arsenal of design elements.

Whether or not a notarization is required of a co-signer on any type of loan document is determined by the lender and how their documents are set up. It is not the notary's responsibility to determine what documents to notarize; it is merely the notary's responsibility to authenticate the identification of the individual signing the document in question. Notaries public are forbidden from giving legal advice and preparing legal instruments.