Coffee, red wine, tea, dark soft drinks ; all extrinsic & can be removed by a dental cleaning

Best way for young people to start some sort of credit history is to be added to a couple of your parents credit card accounts AS: AUTHORIZED USER, not as a joint account holder. Authorized users are added without a credit check and when added you gain the credit history of the account since the date it was opened. ONE DRAW BACK is if your parents do not have accounts that are absolutely clean, no late payments etc then you do not want on those accounts as they will hurt you not help you.