W/2 is when a person is an employee of the company. Taxes for federal, social security and medicare and state if required, are withheld from the "paycheck". If a person receives a 1099, no taxes are withheld and one is considered to be contracted with the company. They are then required to pay their own taxes on all of this income.

Go contemporary with your cut and style to keep your look from getting out dated. Also, the big concerns with gray hair are dullness and yellowing. You can use a violet based shampoo, such as Shimmer Lights, to counteract yellowing. You can get a clear semi-permanent treatment for shine that lasts @ 6 weeks (Paul Mitchell The Shine comes in a clear for that) or use a silicone spray (Use a light hand with it to avoid looking oily) for shine. Abba makes a nice one called Mica.