USHealth Advisors - Central Texas

Why Choose a Fixed Indemnity Plan?

There are many reasons to choose Fixed Indemnity Coverage

No Annual Deductible! Enables you to receive benefits payments sooner than an Essential Health Benefits Plan! First Dollar coverage for Outpatient Dr. visits!...

Buy more coverage, if you need it, without additional underwriting! Ask your Agent about the Optional Step Up Rider or the new Hospital Confinement Rider*!

Any Doctor, Any Hospital! But you can stretch your dollars further by choosing an In-Network Provider.

Our Surgeon’s fee schedule provides larger fixed indemnity payments than many competitors that limit their Surgeon’s indemnity payments to the Medicare allowable charge for the same surgery!

Not subject to federal healthcare reform mandates!

Lock in Your rate for 12, 24 or, 36 months! Ask your Agent how you can lock in your rate for up to 36 months AND only have one rate increase in 6 years!!

Flexible Plan Options. As part of Your plan selection, you choose when Your Hospital Room and Board and Miscellaneous Expense benefits begin by selecting Your Elimination Period of ZERO, ONE or TWO days.

Get rewarded for your Good Health with our Increasing Lifetime Maximum.

24 hour coverage, on or off the job. Coverage you can depend on when you need it the most.

Portable Coverage. You can take it with you even if you move or change jobs.

We offer greater value alternatives to the Affordable Care Act (Obamacare).

Through our licensed life and health insurance companies we offer quality coverage to policy holders including:

Healthcare Coverage tailored to fit your needs and your budget, Fixed Indemnity Insurance, Guaranteed Issue Coverage, Critical Illness, Life, Dental Coverage, Accident, Short-Term Accident Disability Income Insurance and much more!

So, all of this information begs the question, "What's in YOUR portfolio" for financial protection and health insurance?



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