About Recovery After a Fire

A fire is one of the most tragic events anyone can go through. The fire can leave a person with no place to live and all of their belongings destroyed. This event can lead to a long recovery period. Government agencies, charities, insurance companies and churches are resources that can make the recovery period easier.

Disaster Relief

The Salvation Army and Red Cross are two types of disaster relief organizations that help people recover after a fire. They assist with a place to live, food and other necessary items. People are not expected to pay anything for the services.

Insurance Company

Victims should contact their insurance company as soon as possible after the fire. The company will send someone out to inspect the fire damage. Keep all receipts of things you have to purchase after the fire. You can submit those to the insurance company for reimbursement.

Recovering Documents

Look for important documents after the fire department says it is safe to enter the premises. You will need birth certificates, driver’s licenses and social security cards. Mortgage and prescription documents are other documents you should look for. Gather as many good documents that you can.

Assess the Damage

Take time to inspect the damage. You should be able to claim a casualty loss on your next return. The insurance company and the IRS will want to know the market value of all items including those that have sentimental value. Look around and get a good idea of what you need to claim.

Restoration Services

There are many companies that can restore items after a fire. They can restore items such as clothing and furniture. Certain currency can be exchanged with a Federal Reserve Bank. Do not use any electronics until they have been inspected.