Best Way to Get Approved for Individual Aetna Health Insurance Coverage

Benjamin Franklin said, "An ounce of prevention is worth a pound of cure." No truer words have been spoken to describe health insurance. Applying for good health insurance is like applying for a bank loan: the insurance company's forms and requirements are staggering. There are some things that you can do, however, to help you get approved for individual Aetna health insurance.

1. Don't smoke.

Smoking is the leading cause of cancer, and cancer requires extensive treatment by a medical care provider. Health insurance providers see smokers as high-risk factors and non-smokers as non-risk factors. One of the best ways to get approved for individual Aetna health insurance coverage is to quit smoking.

2. Maintain a healthy weight.

Being overweight isn't just about being unattractive to a few mean people, being overweight is considered a health risk by health insurance companies. Excess body fat and obesity can bring about illnesses such as diabetes and heart disease. These conditions usually call for long-term care, and health insurance companies see these illnesses as something that could have been avoided with preventive care like losing weight, eating a healthy diet and exercising -- doing just this, aids in getting approved for individual Aetna health insurance coverage.

3. Put the bottle down.

Alcohol drinkers are also considered risk factors. Alcohol damages the liver and kidneys, which leads to long-term heath care. There are also emotional and mental implications to excessive alcohol consumption that might lead to psychiatric care and/or the need for rehabilitation intervention. One of the best ways to get approved for Individual Aetna Health insurance coverage is to limit your alcohol intake to the daily intake approved by medical professionals, or not to drink at all.

4. Wear a seatbelt.

Wearing a seatbelt is crucial; so crucial that medical care providers ask if a patient wears one on intake forms. Wearing a seatbelt says that you care about your well-being, and that helps with showing initiative for your personal healthcare. Wear your seatbelt to get approved for individual Aetna health insurance coverage.

5. Show initiative.

If you have records of regular check-ups from dentists, internal medical providers, ob-gyn doctors, proctologists, anybody that you see on a regular enough basis, bring them with you to the insurance office. Show that you are good about taking care of yourself and that even though you want the health insurance, you really won't need it.