Get Quotes for Motorcycle Insurance

Whether this is your first motorcycle or you have been riding for years, insurance is necessary. Not only is it required by law, but in the event of an accident it also helps pay for any damages to yourself, the bike and any others who may be involved. If the damages to the motorcycle itself are extensive, it will repay the value of your motorcycle.

• Do not accept the first quote you hear. You will want to get several quotes for motorcycle insurance.


• Contact the individual agents in your area. This may be an option if you are interested in getting insurance from an agent who also rides. By meeting the agent in person, you can get a better "feel" for them, and if they will understand your needs and lifestyle.


• Browse the local phone directory to phone your local insurance agencies.


• Use the Internet; depending on your situation, this may be the cheapest and fastest option for you.


• Provide the required information. Their first question they will ask is if you hold a motorcycle license. Additionally, you must provide the make of your motorcycle you own (Triumph, Royal Enfield, Honda, etc). The agent will also want the year your motorcycle was made.


• Other information you must provide will be regarding all the accessories on your bike, as well as where the motorcycle is stored when not in use.


• The agent will also want to know who will be riding the bike. Keep in mind, the insurance usually costs less if you are the only one riding the bike.


• The insurance agent will also need to know if the motorcycle will be used for any commercial purposes, (i.e. will you be hiring it out, or providing paid transportation, such as local tours.)


• You will receive a quote within 24 hours. Some agents and companies can provide them within minutes. Compare each company and quote. Choose the best quote that fits your insurance needs and budget.