How to Cash Checks Online
Cashing a check in the past has been a chore, especially if you do not live close to a bank. Using a smartphone and an internet connection, anyone can safely deposit a check to their checking account with relative ease.
- Choose a bank that offers online check deposit features for smartphones. The two most popular national banks are Chase and Bank of America. Go to the marketplace where you can purchase apps for your phone. Download the appropriate app to your phone; the download will be free of charge.
- Prepare your check for deposit. Inspect the front of the check to ensure that it has been written properly and was signed. Be sure to endorse the back of the check with your own signature.
- Input the check information into the app. Let the app know what account you would like the check to be deposited into and type the amount of the check in.
- Take a picture of the front and rear of the check when prompted. The picture will need to be clear and in focus. If the picture is not desirable, take it again. A bad picture will result in a delayed deposit.
- Review the information on the smartphone before submitting the check for deposit. Once your deposit has been submitted, keep the check until you have verification from the bank that it has been accepted. Once it is accepted, void the check and place it in a shredder for safety.