How to Cash a Tax Refund Check
Tax time is that time of the year when people find out if they have to pay additional taxes or if they are going to get a refund. Everyone likes to find out they are getting money back from their taxes. Once that check arrives a new task is taken on in regards to cashing the check. A few different options are available and some will have a small fee included.
Things you’ll need
- Refund check
- Photo ID
- Social Security card
Instructions
- Go to a bank. If you already have a checking or savings account set up with a bank, you can go there to deposit or cash the refund check. Most banks will cash the refund check if you open an account with them. The bank may require a minimum amount of money left in the account to open a new account. If that is not an option for you, the bank may be able to cash the tax refund check but charge a fee.
- Find a check-cashing store. Check cashing stores and grocery stores that cash payroll checks will likely cash a tax refund check. Be prepared to pay a fee for the process. Some check cashing stores like ACE Cash Express have no check size limit, so no matter the amount of the refund they can help you get your cash.
- Visit a large retail store. There are some retail stores that offer to cash tax refund checks. Some stores will not even charge you a fee if you make a few purchases while in the store. Wal-Mart is one retail store that offers check-cashing services for payroll, government and tax refund checks. The fee is only a few dollars but they will not cash a check over $5,000.