How to Get Cash From a Checking Account

If you need to withdraw cash from your checking account there are a few ways you can go about this process. Whether you plan on visiting a bank teller or using an ATM, getting cash from your checking account is a quick and easy process.

• Use your debit card and PIN number at any ATM. Using an ATM is a convenient and quick way to get cash from your checking account, as withdrawals can be made 24 hours a day. If you wish to avoid fees, you should use your bank's ATMs. Using your debit card at another bank’s ATM may cause you to incur a small fee.


• Go to a local branch of your bank. Fill out a checking withdrawal slip and take it to the bank teller with a debit card or other source of identification. If you are making a deposit, you can choose to receive cash back. You can go inside of the bank, or if you wish to remain in your car, you can access drive through banking if it is available.


• Choose to receive cash back when you use your debit card at retail stores. Most grocery stores and retail chains offer cash back as an option when you check out. Select the amount you wish to receive and the store associate will process your request. The money, along with your purchase amount, will be deducted from your checking account.


• Make a check payable to yourself. Where the check says "Pay to the Order of," you will want to write the word "Cash." Sign and date the check. Take the check to a customer service center in a store or to your local bank.