How to Get Free Credit Reports
Credit reports cost between $5 and $10 but you can get yours for free if you meet certain criteria. You can get free credit reports from all three credit bureaus, which includes Equifax, TransUnion, and Experian once a year. This article will instruct you on how to get free credit reports.
How To Get Free Credit Reports
Determine if you meet the following criteria: you are unemployed but plan to seek unemployment within 60 days, you are on welfare, there is fraud attached to your credit report, or you have been denied credit.
If you have suffered a reduction in a credit line or an interest rate increase on a credit card, this allows you to receive a free credit report.
Contact Equifax, TransUnion, or Experian to obtain a free credit report. Each credit bureau has different guidelines that you must follow.
Mail in supporting documents that show that you meet the criteria for a free credit report. If your situation is more complicated, contact the credit bureaus at their toll-free number.
Consult the Fair Credit Reporting Act if you have any questions about your legal rights.