How to Get Social Security Retirement Benefits
If you are approaching retirement age, you may be wondering how you apply for your Social Security retirement benefits. Don't worry as the process is not that had, but it can often take some time. For this reason, it is best to start the process about three months before you are of age to start claiming your benefits.
It is best to check ahead of time to see if you meet all of the requirements for receiving Social Security benefits before applying:
- Must be at least 62 to claim partial benefits
- Must be at least 65 to get your full benefits
- Must have earned a set amount of work credits
- Must meet the income requirements
Applying for Benefits
- Call the Social Security administration to find out if you meet the requirements, as well as to request an application for retirement benefits be sent to you. This will allow you to complete the application in the comfort of your home instead of in the Social Security office.
- Visit the Social Security website at ssa.gov to print out the application that you will need to fill out to apply for your Social Security benefits.
- Visit your local Social Security office to turn in your application for benefits along with all of the documentation that you need to file your application. You will need to bring your original or certified copy of your birth certificate as well as your driver’s license or state ID, and tax information that shows your current income. If applicable you will be requested to submit your immigration papers as well to prove that you are a citizen of the United States.