How to Get a Quote for Automotive Insurance

Once you gather some important information like your driving record and the year, make and model of your vehicle, getting a quote for automobile insurance is an easy process.  You can talk with a representative over the telephone or submit information online.  Either way, you will have a quote for your automobile insurance within 48 hours. 

Getting a Quote via Telephone

1. Call a reputable insurance agent or insurance company.  If you do not know which one you’d like to call, look for companies listed on MerchantCircle.  This website will provide you with company information along with customer reviews so you know you are calling a reputable company.


2. Tell the representative that you would like to get a quote for automobile insurance.  If you already have an insurance policy, provide the information from you declarations page to compare policies similar to the one you currently have.


3. Answer the questions as the representative asks them.  He or she will ask for your name, address, city, state, zip, birth date, age and contact information.


4. Tell the representative about your vehicle, including the VIN number, year, make and model. 


5. Let the representative know about your current driving record.  Tell him if you have had any accidents or tickets in the last three years. 


6. Allow the representative time to input your information into their system.  He may call you back at a later time or send a quote to your email address.  You can even visit with an agent to make changes or find ways to save money in the quoted insurance policy.

Getting a Quote Online

1. Visit the website of a reputable insurance company.  If you are unsure of the site address, use an online search engine to find it.  If you are unsure what company to contact, consider searching for companies on MerchantCircle.  This website will provide you with company information including a link to the company’s webpage.


2. Click the “Get a Quote” button or advertisement.


3. Fill in the online application by typing your name, address, city, state and zip code.  You will also need to enter your social security number and current car insurance information, if applicable.


4. Provide information about your vehicle including the VIN number, year, make and model.  You may also be asked about the color of the car, any aftermarket upgrades and other amenities on your vehicle.


5. Describe any violations you have incurred over the past three years.  These include all at-fault or no-fault accidents and tickets.  Parking violations should not be included in this list.


6. Click on the “Submit” button to send your information to the insurance company.


7. Wait for a quote to be sent to your email address.  This could take 48 to 72 hours.  Be patient.


8. Complete this process for several different companies in order to compare quotes and find the best policy for your needs.