How to Open a Credit Union Account Online
By opening a credit union account, you are becoming an active member and gaining access to a wealth of benefits. Credit union accounts allow consumers gain access to more beneficial loan and retirement products. Some of these retirement products allow employers to deposit shares from associations in which the individual is a member into these accounts and maximize the products' earning potential.
- Ensure that you are eligible to become a member of your preferred credit union by clicking the "Membership Application" link. Once you click this link, a document will load on your screen specifying the eligibility requirements for your preferred credit union.
- Click the "Membership Application" link found within the eligibility requirements and print out this application. Begin completing the membership application.
- Select the type of account you want. You have the option to choose between several different forms of checking and savings accounts.
- Determine whether your account is for an individual or if it is a joint account. Complete the identification information for each individual who has access to this account.
- Complete the new member questionnaire. This questionnaire asks questions pertaining to the types of services you need from your preferred credit union.
- Read the terms of service and sign this application in front of a notary. As this is a legal document, you are required to have it notarized to ensure the validity of the document.
- Scan the membership application after it is signed and save a copy of this file on your computer. Email this membership application to the corresponding new accounts email address listed on the credit union website. Submit your deposit by entering your credit card information into the web forms within the "Deposit" page.