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How to Stop Unwanted Credit Card Services Mail from Coming to Your Address

Dealing with junk mail is not just a hassle; it can lead to identity theft and fraud. If you continually receive unwanted credit card service offers you’ll be at a higher risk of becoming a victim. You have the right to opt out of these services.


 

Unwanted credit card service mail can be a pain to sift through. Getting it in the mail every day is something that a lot of people have to deal with.



  • Know what your rights are. While these companies are allowed to put your name onto lists that are used by credit issuers, it does not mean that you have to participate in their services. These credit offers are often unwanted and unneeded.

  • Go online and opt out of all of the pre screened offers. There are a lot of the consumer credit reporting companies that have made a website that will allow you to do this very thing. Just be sure that you are on the right site as some will be scams that take your information.

  • Figure out what type of terms you want to have. There are 5 year terms and you can also opt out permanently. If you go for 5 years you will have to do this again and again when the request becomes expired.

  • Fill out all of the necessary fields in the online form. This is information that will include your social security number, address and your date of birth. Once you have been sent to the confirmation page your request will become active in 5 days.

  • Follow the additional step if you are going for a permanent opt out. You will have to print out the form and sign it, then mail it in. It may take a few months for it to become effective after you have submitted it.