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How to Use Money Gram

If you need to pay a bill or send money to a friend, using Money Gram can be a simple and secure way to quickly complete the process. A Money Gram can be sent from a gas station, grocery store or by visiting the Money Gram website.

1. Visit the Money Gram website to pay a bill or send money. There are two options for sending your money to another person. The Same Day Service allows you to pay with a debit or credit card and transfers funds in minutes. The Economy Service allows funds to be withdrawn from your bank account. This option is slower than the Same Day Service option and funds are generally available within three business days. If you would rather take cash to a Money Gram location, you may look one up on the website. There are Money Gram locations in a variety of gas stations and grocery stores.


2. Ensure that you have the appropriate amount of funds in your bank account before starting a transaction online. Check your bank account balance so you don't receive an overdraft fee. If you are visiting a Money Gram location, bring enough cash to cover the amount you want sent plus the transaction fee. Money Gram locations do not accept debit or credit cards, so plan ahead. You will also need to bring a valid form of identification.


3. Visit the Money Gram website and select whether you want to send money or pay bills, if you wish to complete a transaction online. Follow the steps and carefully enter your personal information to complete the transaction. If you want to complete the transaction in person, you will need to drive, walk or take public transportation to the nearest Money Gram location. Make sure you bring the appropriate amount of cash and your identification. The customer service attendant will have you fill out paperwork and give you a receipt and reference number.


4. Contact whomever you have you have sent the money to and give them the reference number of the completed transaction. The person will need to go to visit the nearest Money Gram location with the reference number to receive the money you have sent.