Steps to Getting Auto Insurance in FL
If you own a vehicle and live in the state of Florida, you will need to get auto insurance. It is a law to have insurance on your vehicle in Florida. This insurance protects you, passengers and other driver’s in case of an accident. It is important that you receive insurance that adheres to the laws of Florida.
- Contact a local insurance agent and ask for a quote on automobile insurance.
- Provide the company with basic information including your name, address, telephone number and any other contact information.
- Answer questions that the agent may ask you including your age, date of birth and driving record.
- Tell the year, make, model and VIN (Vehicle Identification Number) for each of the vehicles you wish to insure.
- Allow the agent at least 24 hours to provide you with a quote.
- Agree to purchase automobile insurance through this agent if you are satisfied with the quote. You also have the option at this point to get other quotes or change coverages to create a policy that fits your needs and budgets.
- Verify that the premiums have remained the same after the agent runs a MVR (Motor Vehicle Report). If there are any changes, ask the agent to explain.
- Purchase the insurance by setting up a payment plan or paying one lump sum. Once payment is received, you will receive your declaration page and insurance cards.