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Annoying dilemma about factoring age into car insurance rates?

Apr 04, 2018

Annoying dilemma about factoring age into car insurance rates?

Okay this is annoying me. My car insurance policy is up for renewal very soon. It is a 6-mo policy. I am currently 24 yrs old but turning 25 literally 7 days after my policy renews. As you might know, generally car insurance rates decrease when you turn 25, because 25 is the age threshold that is no longer considered to be a high risk age group. However, my car insurance company insists on rating my entire 6-mo policy as a 24-yr-old...which means that for literally 96.2% of my policy period, I will be 25 yrs old but paying the higher rates of a 24-yr-old. This does not make me feel happy or appreciated. >:( So I was wondering...what would you do? Should I switch insurance companies shortly after turning 25 so that I can get a better rate, and then perhaps switch back to my old company sometime shortly later? Is there a way I can negotiate with a manager so that he/she will re-rate me shortly after my 25th birthday? Thanks for the feedback.

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My girlfriend recently bought a car but she is insured by her parents policy, she is wanting to know if she can get another insurance company s policy without raising her parents rates."

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which one should I get and why? I am planning on getting one of these cars next year when I turn 18 to use just as a daily driver to get me home to school and work and every now and ...show more

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How can I get low cost medical insurance?

Hello, I am a single adult with no children, unfortunately I am still not able to afford health insurance, I have heard of medicaid or medicare, but I don t know how to apply for it. I need mental help, I suffer I believe from depression, but am not a doctor so I could be wrong, but still I need help. I am only 25 yrs. old, so if anyone has a suggestion or knows what I should do please let me know. If I have left out important details, email me and ask what you might need to know to hopefully be able to answer. I am very serious and do not need non serious answers, however I thank all of you who have helped in the past and continue to do so."

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Im a 16 year old male looking for insurance. My gpa is 3.2 and play 2 sports. I was wondering how much it would run me to have insurance in California for a 67 mustang coupe?? And in comparison to a 2002 audi a4?

Good but cheap car insurance?

Im 17 and just got first car, it s a 2004 Mini Cooper 1.6 and now im looking for insurance, but not sure on what one to go as there is so many out there. I want some cheap and good (and easy to join) but i haven t got a clue about what to go on as i know nothink about insurance so i need a bit of help....... What would be a good and cheap company to join to? and also how much would it cost?"

Will my insurance rates go up?

My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver s license. Also, I d like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you"

Homeowners insurance question?

My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I m in NC). please help! with good sources please!"

"If I am under my mothers insurance, will it help me in the future when I branch off?"

I am thinking about putting my first car insurance under my mothers name, but in a couple years I want to start paying it on my own. Will the fact that I was under her name help me a little with my rate? Or will it not matter, and the insurance company will treat me as a new driver?"

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Insurance for second car?

hello i ma a taxi driver with psv insurance my son has recently bought a car and wants me to put me down as the main driver to keep the premium as low as possible. what i want to know is can i have two policies one private and one psv???

Who sells the cheapest motorcycle insurance?

What are the cost of car insurance?

I m a 17 yr old female, just recently got my g2, i live in ontario canada and was wondering what my insurance cost would be per year. i will be registering as a secondary driver, and there are currently 2 cars, and will be getting a third one, for me. i have talked to friends and found out that they pay about 200 bucks a year and depends on my parents driving records. Is it possible to pay just 200 dollars a year as a secondary driver?"

Annoying dilemma about factoring age into car insurance rates?

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Annoying dilemma about factoring age into car insurance rates?

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