Prospect Financial Group, Inc.

10 reviews
Claimed  •  Real Estate Financing , Other Real Estate
858-605-0952
948 Garnet Avenue San Diego, CA 92109 32.5847510283 -117.0852815
verified

About Prospect Financial Group, Inc.

Call today for a free home finance consultation with no obligation. Whether now is the time for you or not, we'll provide you with the best advice on your home finances. No points, no brokerage fees, no hidden charges. Don’t wait for rates to get any higher, you can... save thousands with a home refinance! We offer a wide variety of mortgage options, including Fixed-Rate Mortgages, Adjustable-Rate Mortgages, Jumbo Loans, FHA Loans, VA Loans, Interest Only Loans, Real Estate Investor Loans, Home Improvement Mortgages and the Homes Affordable Refinance Program (HARP). Call today to see how much you can save at 858-605-0952 or visit us at www.ProspectRefinance.com. NMLS #365482 | BRE #01779147

Photos & videos

Office Front by Prospect Financial Group, Inc.
tmpz4fqvG by Prospect Financial Group, Inc.
tmp9ol3DE by Prospect Financial Group, Inc.

Location & hours

  • Mon Mon 8:00 am - 8:00 pm
  • Tue Tue 8:00 am - 8:00 pm
  • Wed Wed 8:00 am - 8:00 pm
  • Thu Thu 8:00 am - 8:00 pm
  • Fri Fri 8:00 am - 8:00 pm
  • Sat Sat Closed
  • Sun Sun Closed

Updates & tips from Prospect Financial Group, Inc.

Housing Affordability Remains High... For Now

According to the Freddie Mac Primary Mortgage Market Survey interest rates for fixed-rate mortgages are on the rise. However, housing affordability remains high for the time being. Frank Nothaft, vice president and chief economist at Freddie Mac recently released the... Read More

Jun 05, 2013

HARP to be extended to December 31, 2015

The Federal Housing Finance Agency (FHFA) has directed Fannie Mae and Freddie Mac to extend the Home Affordable Refinance Program (HARP) by two years to December 31, 2015. The program was set to expire December 31, 2013. "More than 2 million homeowners have refinance... Read More

May 08, 2013

Jumbo Mortgage Refinancing Becoming More Popular

The interest rates on jumbo loan products have recently began to align with the rates on conforming loan products. As rates on jumbo loans become more affordable, more borrowers are able to afford larger purchases or are refinancing their current jumbo loans to lower... Read More

Apr 26, 2013

Reviews

4.9
10 reviews

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Nov 19, 2012

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Nov 07, 2011

Best Rates By Far!

After speaking with Prospect Financial for the first time, I thought that their rates were too good to be true. They beat all of the other lenders by .25% and were lower in closing costs. Not only did they deliver everything they promised, they were also able to get ...it done in less than 13 business days which is about 1/2 the time the other lenders were quoting. I have recommended Prospect Financial Group to everyone I know. Excellent Job!

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Jun 26, 2011

Great rates, Great service

I could not be more pleased with the refinance rates that I received from Prospect Financial. They were very friendly and delivered exactly what they promised. I would definitely recommend this company if you are looking for a mortgage.

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Jun 09, 2010

Excellent Rates

After shopping around for a couple of weeks, Prospect had the lowest rates of all and was by far the most helpful when it came to addressing my concerns. They always responded to me within a very short time as I had many questions. I would highly recommend this company.

Liz, San Diego

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Aug 04, 2009

Excellent Service!

Prospect Financial Group, Inc. was able to fix in my rate and get me the cashout I needed quickly and painlessly. They stepped up to the challenge and closed my loan in under 3 weeks which says a lot these days.

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Apr 14, 2009

Best Rates

After calling around to a TON of local mortgage companies in San Diego, Prospect Financial Group was able to offer me the lowest rates out of any of them. My refinance was handled quickly and I was very happy with all of the terms. I'm very happy I decided to go with them.