How to Get Veneers Covered by Insurance

To get the perfect smile, you must purchase this thin layer of material you put over damaged tooth surface called veneers. The reason that it is important for you to have your veneers cost covered by your best individual dental insurance is that veneers can be extremely expensive ranging up to $800 per tooth depending on the damage.  

•  Call your dentist and ask if the cost of veneers can be fully covered by your individual dental insurance. If not, go to your computer and type in “dental accident insurance” and look for dental insurance companies that covers getting veneers replaced.


• Complete some online research regarding supplemental dental insurance. If your individual dental insurance will not cover the procedure, they may be willing to cover part of it. Joining a supplemental plan may ensure your entire procedure is covered with no cost to you.


• Talk to your insurance provider and discuss the situation. Different situations may be covered. For example, if the veneers are required for the health of your teeth your insurance may cover the procedure. If the veneers are considered cosmetic, the insurance company will most likely dispute the claim.


• Have your dentist complete an evaluation. Ask your dentist his personal opinion and if he is aware of any options for you to ensure your veneers are covered at no cost to you. If the dentist believes that your veneers are beneficial to your teeth, he may be willing to write up a report stating that for the insurance company.


• If all else fails, talk to your dentist's accounts payable department. The dental office may be willing to come up with a payment plan to help you with your procedure.