How to Remove Federal Liens from Credit Reports

Federal liens on your credit report can affect your creditworthiness. The liens can prevent you from securing financing on cars, personal loans, and a mortgage. These federal liens can even affect your ability gain employment. This article will instruct you on how to remove federal liens from credit reports.

How To Remove Federal Liens From Credit Reports

1. Obtain a current copy of your credit report to verity the lien exists.




2. Contact the IRS to determine the reason for the lien.




3. If the lien has been paid, provide evidence that shows when it was paid. They will have to provide you with an official Discharge of Lien.




4. If the lien has not been paid, ask the IRS to send a letter that contains a payoff quote.




5. After the lien is paid in full, ask the IRS for a Discharge of Lien letter.




6. Make copies of the letters and provide each credit bureau with a copy.




7. Take the letter to your local Recorder's office to have the lien removed from your property.