Edwards & Bullard LLP

Purchasing uninsured (UM) or underinsured motorist (UIM) coverage along with your automobile liability coverage is extremely important. If another driver causes a wreck and hurts you or an occupant of your vehicle, that driver is responsible for your personal injuries and property damage. If that driver is adequately insured for the amounts of your damages, you may be fully compensated for your personal injuries, especially if you hire an attorney. If that driver is not fully insured for the amount of your damages you will most like not be fully compensated. If you have add-on UM/UIM your coverage picks up where the at-fault driver's liability coverage left off. If you do not have add-on UM/UIM coverage, protect yourself and your family by adding it to your policy.