Prefer to talk to a pro?
Call today, and let us connect you with the perfect merchant!
Call today, and let us connect you with the perfect merchant!
Top Real Estate Agents in Villa Rica, GA
Prefer to talk to a pro?
Call today, and let us connect you with the perfect merchant!
Call today, and let us connect you with the perfect merchant!
Want to Buy or Sell a home?
Let RealtyNow help you.
Related articles
How to Start a Real Estate Appraisal Business
How to Look Up an MLS Number
How to Find Commercial Real Estate for Lease
Updates & tips
$100 Downpayment with FHA Financing for HUD HOMES
Instead of the required 3.5% downpayment required to purchase a home with FHA financing, you can now pay LESS. How about $100 Down instead? Yes, that is an incentive HUD is sponsoring to sell more houses. Contact me for a list of HUD homes in your area. Tanya Cole - tc4realty@yahoo.com - 404-316-5200
What a Great Referral - Big Thanks to Sara!
"When looking for a home my fiance and I did not know where to start. We happened to see a home we LOVED and decided to call the number on the sign. That was the best decision we ever made. Tanya Cole was a blessing to us, she made everything seem so easy. She was eager to help us with any questions or concerns. We were shocked at how smoothly it was to qualify for the HUD $100 down program. We definately would recommend a HUD home, and most importantly Tanya Cole."Sarabeth Cash 5/16/11
100% Financing Still Available in West Georgia!
Yes, it is true. Even after the reshuffle of lenders, there is still a financing program for just regular every day people. Although it is great if you have some bucks saved when you start looking to buy a home, the reality is that most people live paycheck to paycheck. I think that is even more the case now with gas prices being high, jobs being scarce, and groceries being priced ridiculously. Well, does that mean if you don't have 3.5% of purchase price saved to put as a down payment, that you are not as deserving of owning a home? NO. Homes are for everyone - even for people that procrastinate, snore, eat too much, burp, smoke, exercise, teach, coach, deliver mail, ride bikes, eat pineapple, you name it. Homes are for everyone. They are EVEN for people that cannot save big chunks of money and just live paycheck to paycheck. Unfortunately, that is a surprise for most to hear. Actually, it is like a secret they just don't want you to know. In West Georgia, we are fortunate to fall within a rural development area. Basically, these are areas that the government has deemed as "needs developing." Cool. What that means to you is that you can get special USDA financing on home loans at lower interest rates and for 100% of the purchase price of the home. Most of Carroll, Paulding, Polk and Haralson all fall into this area. Most lenders in our area know how these work. They are also the ones to check the actual street address to see if it falls in area. (Downtown Carrollton is the only place that I have seen pop up as a "no") Do you really need to have money saved to purchase a home? Yes, you still can't get around some things like the earnest money deposit, a possible home inspection, termite inspection, and Yes, all the new furniture you'll have to buy to match the new house. Yes, you will have to have some required funds, but the good news is that zero is required for the down-payment with a RD LOAN. Normally, if you were the recipient of FHA financing and were buying a $100k home - well that is a whooping $3,500 required for down payment. You see how that works now. From now on, when you drive by those chicken houses or see goats in your neighbors front yards, be glad they are there. Be glad we are undeveloped according to our gov't., and the chain stores offering $6 cups of coffee are still at bay. It pays to just being able to get a good, plain, hot cup of coffee at any of the 20 waffle houses in our region. No latte's here yet. If I can help you find a home, please give me a call. I work mainly with HUD homes and foreclosures. It is a great time to buy now with real estate being 1/2 off it seems. It is the best investment you'll ever make and it has the power to change your entire family legacy. Let me know if I can help. I have lots of great first time home buyer materials. Tanya "TC" Cole First Realty Group 404-316-5200 cell 770-790-3075 fax tc4realty@yahoo.com