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Top Real Estate Agents in Summit, NJ
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Updates & tips
Short-term, Furnished Apartment Specialist
Jane Cebulais owner of Summit, NJ, based Hosted Quarters, a company that offers furnished apartments and short-term rentals. Many of her rentals are located in Summit, Millburn/Short Hills, Maplewood, South Orange, the Chathams, Madison and Morristown, offering luxury amenities, flexible lease terms and are conveniently located near the Midtown Direct train to NYC and downtown shopping and dining. "My clients includeexecutives, relocating and in need of a stress free rental,homeowners who are renovating and need a place to stay until the work is completed, orclients in-between the sale of their old home and their next purchase, " says Jane. "Our properties remove the anxiety of living in temporary accommodations. Whether you require a studio, one, two, or three bedroom apartment or prefer a large home, we attend to every detail so our clients can enjoy being home."
2011 is the best year to buy real estate in our lifetime
There has never been a better time in our lifetime to acquire real estate for the purpose of building wealth. And there may never be another time as good in our lifetime. Prices are very low relative to underlying value. Prices are down considerably from the high of 2006-7, which was an artificial and unsustainable high ("the bubble"). With prices low there are also low interest rates for those who are borrowers of mortgage money.The combination of low prices and low mortgage interest rates teams up with a large selection of homes, making this a powerful time in the real estate cycle. Buyers have extensive choices in most markets and micro-markets.If you or anyone you know has an interest in taking advantage of this great real estate market, let me know. I would be pleased to discuss opportunities with them.George Walsh, Keller Williams Realty,www.GWalsh.com
Behind on Your Mortgage Payments-Don't Give Up!
Falling behind on your mortgage payments?If you're a homeowner who's falling behind on your mortgage payments, please -- ACT NOW! Call your lender or loan servicer today. The telephone number is listed on your mortgage bill and on the year-end tax statement you receive from your lender.If you take action now, you improve your chances of working out your situation with your mortgage lender or loan servicer. For example, depending on your situation, you may be able to incorporate missed or late payments into future payments, re-work the terms of your loan, or refinance into a different loan with payments you can more readily handle. The important thing is to take action immediately.Help is AvailableMany homeowners are struggling to keep up with their payments, especially those with adjustable-rate loans that reset to a higher rate and those whose job or family situation has changed. Free information and counseling are available to help you. For a private appointment contact James Rembish directly at (908)462-4802 ---------------What Happened?The threat of foreclosure used to arise in the wake of major life changes, like unemployment, a serious illness, divorce or the death of a family member. That is no longer the case. In the past couple of years, millions of troubled homeowners are facing financial difficulties because of how their mortgage is structured.Some borrowers did not understand the risks of a mortgage tied to fluctuating interest rates. Others borrowed more than they could afford, counting on real estate values to continue to soar. Many homeowners, particularly those in low-income areas, are confronting the challenge of "sub-prime" mortgages, the repercussions of which were not adequately explained to them. There are homeowners who mistakenly assumed that future salary increases would align with interest rate "resets." Some people simply did not anticipate a sufficient cash cushion to cover them when their adjustable rates rose. Very few people anticipated having to make higher mortgage payments just as gas prices were rising and their minimum credit card payments were increasing.If You Can't Make Your Monthly Mortgage PaymentIf your monthly mortgage payment is a financial burden or if you anticipate falling behind on your payments when your rate increases, know that you are not alone. Others - at all income levels -- are facing the same predicament. How your particular situation resolves itself will depend on you taking the time to review your mortgage, today, and, if need be, contacting your lender at the first sign of trouble. ******************There are steps you can take that will improve your chances of keeping ownership of your home.Contact a Real Estate Attorney for legal advise.Visitwww.summitareahomes.com