Prefer to talk to a pro?
Call today, and let us connect you with the perfect merchant!
Call today, and let us connect you with the perfect merchant!
Top Real Estate Agents in East Northport, NY
Prefer to talk to a pro?
Call today, and let us connect you with the perfect merchant!
Call today, and let us connect you with the perfect merchant!
Want to Buy or Sell a home?
Let RealtyNow help you.
Related articles
How to Start a Real Estate Appraisal Business
How to Look Up an MLS Number
How to Find Commercial Real Estate for Lease
Updates & tips
Surviving the recession with more than one bank
SBA lenders accept loans from business owners all across the country. In fact many lenders have to avoid geographic "oversaturation" where they have to many loans. As a result of this American Cash Solutions Inc offers you the following services: East Northport Business Consultants,:PREPARATION OF BUSINESS PLANS and SBA Loan Packaging are two services we offer to small businesses. SBA lenders across America are competing for your SBA loan. Once your loan packaging is completed I will tell you how to find these SBA lenders outside of your town to submit your loan package. Also, before your loan package is submitted I will review your credit report (you can obtain it for free online and I will show you where to get it). After reviewing your credit report I will have a phone conference with you to discuss the credit report (or for local customers we can meet in person which is my preference) and any mistakes, inaccurate information or updates you must conduct. After reviewing you situation and paperwork (that you may need or may already have prepared) I will decide how much to charge you. This quote will be very competitive and the offer stands for seven business days. After that I can not gaurantee availability due to the high demand of this service. Call Charles Hennebeul at 631-656-3267. Charles G. Hennebeul Owner of American Cash Solutions Inc 631-656-3267 www.rbiplan.com Email me at info@rbiplan.com Very friendly customer service with very serious business results.
The mystery of Factoring and getting a credit line against factoring
Yes I am selling a service in this blog. I am seeing many businesses are not using factoring that could and should be using factoring. It is one of the most mysterious types of financing yet many of your competitors are using it to get credit lines from $25,000 into the millions of dollars. If my company provides a business to business service and has accounts receivables I myself can as a consulting/service company call up a factoring bank to apply. Back in 2007 when I was going to spend at least $300,000 on a telemarketing division I was a potential candidate to use factoring if my telemarketers were calling on behalf of corporations hiring my company for services. Payroll is due and some of these accounts are net 30 and instead of me missing payroll I use factoring AND the corporate customers pay the factor by mailing the check to the factor's lockbox. Factoring is against your accounts receivables that are business to business. Money due from a consumer does not count. You should be able to print out your current A/R report. Also, the quick application is on my website at http://www.mybuildingfunds.com/creditline. Factoring is great because there is no monthly payment due. You receive your money, your customer pays the factor bank and everyone is happy! In addition to faxing me or emailing me the application please provide: Your current A/R report which you should be able to print out and the addresses of the top ten customers on this report I prefer you call me to take the application! That way I can answer any questions you have. Charles Hennebeul Owner American Cash Solutions Inc Fax 631-270-3935 Phone: 631-368-2219
Small Businesses Need Business Plans in Recession
We have all heard the phrase if you fail to plan you plan to fail. Yet small businessesa cross America are staying in business. The majority of these businesses are not reaching the level of profit they thought they would in the time they had estimated.Many already have businss plans and many don't. Some have used a software and others diligently typed it from the thoughts in their head. One of my customers came to me with abusiness plan she had been trying to get done for 3 years. Another said he just doesn't have time for going to SCORE and another had spent 6 months with SCORE preparing her plan only to wind up with no loan and now realizes through her sales strategy she can increase her sales and trash the need for a loan. Another calls me and says they need a plan done in two weeks and I informed them we can not plan your business in two weeks. Another said he was tired of telling potential investors he doens't have a business plan.Sure I could create a software for my customers butyou can't program creativity, and you can't program the emotions needed for a business owner to overcome the obstacles that no software can predict with 100% certainty. Most business owners knowsoftware for business planning doesn't wake up at 6:00 am and help you open the store. Your business planning software won't be there for you when you have to decide in a split second whether or not you want to truly make your customer happy.The three major components of the business plan are the Marketing Section, Sales Section and Financial Section. The finances are a reflection of the marketing and sales section of your plan. Low Sales means less chance of breaking even and then making a profit. It is a fact that somewhere out there in the U.S.A. there is a competitor who has the same business as yours and is making more money than you. So what are they doing that you should be doing? Maybe they have a sales plan that includes not just what you want to make in profit to live comfortably,but also includes making enough money for two to three years of economic turmoil (there I just gave you the reader a freeStrategy Tip).Now we have had quite a few rainy days since the real estate bubble starting to collapse in 2007 (and really as far back as 2006). Often business owners will tell me they want to make about $80,000 a year in take home dollars. So what about the 2 or 3 years that a really bad recession hits us and your profits go down by 30, 40, 50 or 60%? Think this sounds ridiculous? Ask the thousands upon thousands of store owners who have closed shop in the last two years what their profit margin was the day beforetheyclosed shop! Also ask them if they had a business plan that made sense. Was it a street smart business plan or just a bunch of fancyformulas removed from the reality of what your business is currently struggling with?Large companies have business plans that are100sof pages long. The business plans that I prepare are about 30 to 60 pages of written content (excluding some charts and exhibits). I take about three months to prepare this businss plan with a focus on increasing sales and improving the market strategy. I also challenge you the business owner to come up with your own ideas. What is the problem and what is the solution? What sets your customer apart from your competition? Why should consumers buy your product? How can I convince customers to use my services or buy my product without using a coupon?I have been in the banking industry since 1996. This recession may be over in 2009 but one thing is for sure. For the next two to three years many small businesses will struggle and many will go out of business. If you do not have a business planyou have just increased your chances of joining the group of struggling businessesthat face a high chance of closing shop. You can be assured that the banks are able to tell who are the successful businesses and who are the struggling businesses. The banks computer systems can rank who has the largest deposits with a steady and healthy business versus the businesses that have low balances with multiple overdraft charges. Is your competitor making more money than you while updating their business plan to refelct new trends, new customers, and new competitors? For more information on hiring Charles Hennebeul prepare your business plan and to discuss how the price of paying us to prepare your business plan isspread out over more than three monthly paymentscontact Charles G Hennebeul at 631-368-2219. Visit the company's corporate website atwww.mybuildingfunds.comand see how certain customers of American Cash Solutions Inc receive a free website for one year (hosting and domain name for one year)