it not the rates, it is the cost!

Many business owners are taking in by a few low rates on their credit card processing but it is the rates and fees structure that can make the difference. What good is to have a very low swiped check card fee when you never swiped a card, for example a heating oil home delivery company. The order and card information is taking over the phone. The cost in this example was higher due to the card not being present. This client was set up by his prior processor as a retail, with the card present to be swiped. I set them up as a telephone order and saved them tens of thousands of dollars a year, even though the swipe rates were much lower with the other company. We where much lower on the keyed entries, which was the way the payments were entered. we guarantee lower rates! we guarantee better service! we guarantee savings! It cost you nothing for comparison. It may be costing you money not to have a comparison. ignorance is not bliss, but can be costly.