10 Best Professional Services in Nesconset, NY

Top Professional Services in Nesconset, NY

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One of the things that JDM Capital Solutions, Inc. specializes in is wealth creation strategy. What is that you might ask? Very simply, it is the desire for us to work with individual business owners, their workers, and anyone else who wants to make sure that their future is financially secure. With the the downtick in the economy and banks unwilling to lend, how can one know for sure that they are financially set well past the young age of 65? What we can do at JDM is show you how to maximize your current assets without spending more money than you currently do. We don't force you to do anything that would be outside of your comfort zone. By working with us, we can increase your protection against death, disability, legal suits, and estate taxes while at the same time lowering your risk to the current market, income taxes, and fixed income We are specialists in the LEAP (Lifetime Economic Acceleration Process) which is a process that select individuals get licensed for. The premise behind LEAP is maximize efficiency and minimize cost in protection, savings, and growth while at the same time enabling you to spend and enjoy your current assets and leave a great deal more wealth behind for the next generation. A big aspect of this thought process is the following. Suppose you had $100,000 in assets and they are sitting in your savings account or a CD at your local bank getting you the current interest which most likely is less than 3%. However, the bank makes money by re-lending that money out up to 15 times! Even if they make 1% each time they lend out the money and still pay you 3%, they are making up to 12% on your money alone. Multiply that by each depositor at the bank and it is no wonder that they don't lose money (unless they get involved in sub-prime mortgages, which is another story altogether). What we show you at JDM is how you can in a sense become the banker and get these extraordinary returns. The biggest caveat is to get you the owner or asset holder to realize that it is the velocity of money (how many times you can turn the same money over) and not the yield (what banks and brokerage houses want to get you to focus on) that is the most important. We would be glad to discuss your unique situation with you. Due to our incredible software, we can do this presentation as long as you have access to a computer. For those in the tri-state New York area, we welcome appointments at our offices in Westbury, Long Island or Purchase, New York. Please contact us at 631-656-8728 so that we can set up your no obligation, no cost consultation. In fact, unlike financial planners that are fee based, you will never be charged a fee for our services.

By JDM Capital Solutions

Small Business Loans

There are a lot of misconceptions about SBA Loans. One is that anyone who owns a small business can get one. Second, that the government just "gives" out money. Neither of these facts are true. In order to secure a SBA Loan, a business owner needs to have a formal business plan as the first step. Then, depending on the type of loan will need to have some kind of equity or collateral to put into the deal. The most widely used SBA Loan is the 7A program. Under this program, almost any type of for-profit business can receive financing. However, they typical business owner will need to have collateral amounting to about 20% of the deal. Under the 504 program, this can be used when business are purchased and real estate is involved in the deal. The new owner will have to occupy at least 51% of the building to receive the loan under this program, but only has to put up about 10% in the way of collateral. To discuss either option in more detail, please call me Jeff Maitles at 631-656-8728.

By JDM Capital Solutions

Equipment Leasing Bait and Switch

One of the most lucrative areas for brokers is the art of equipment leasing. This is a great alternative for business that are relatively young or those that are in a rapidly changing industry where the equipment changes frequently (think computers). With no capital outlay from the business owner, it is an attractive choice for getting your business properly equiped with no impact to your balance sheet. There are an abundance of sites on the internet to choose who you may want to obtain a lease through. But be careful, not all brokers are alike. Often a broker will give you an "indicative price" for your equipment without running the owner(s) credit. I would rather give my potential clients the worst case possible. Depending on your credit score, the monthly lease rate can be quite substantial. I have had numerous clients tell me they were given one rate, yet after they filled out the application the rate was much higher. The broker has no leverage with a potential client until an application is filled out. I advise any future clients that I will always try and give them the worst case scenario, and quite often my price is drastically lower than that number. For questions about equipment leasing, please call me, Jeff Maitles, at 631-656-8728.

By JDM Capital Solutions