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Changing Market
Wow! What a ride....the Real Estate market has been going throught a rough time. Finally there is a light at the end of the tunnel. Rates are the lowest they have been in years. I was surprised at closing today to hear the interest rate my client received was 4.25%. With the sales price, closing assistance and grant funds, she buys a home with $1,500 out of her pocket and mortgage payment is $50.00 less than what she was paying in rent! Wish I could take credit and say.......That's how good I am!....but the reality is these are the tools to turn the market and it is turning. It just soo much out there right now. There are Grant funds, Tax Abatements, seller concessions, HomePath, and of course, the main culprit......Foreclosures. Now we are at a point where the foreclosures are slowing down, and those that are move in ready are being price to compete with owner occupied homes. There are plenty of "steals" out there, but buyers are increasing. (YEA) The old fashion - Supply and Demand. Demand is increasing which means that pretty soon, the supply will decrease. When supply decreases, sales prices will go up, interest rates will go up, and we will be back in a sellers market. Take advantage of this Buyers market. There is too much at stake, low prices, low interest rate and possible grant funds.........Don't wait for your Ship to come in.......Swim out to get it! Call Veronica Taylor (804)651-7257 REALTOR www.VeronicaSellsRichmond.com
7 Must-do's for the first-time homebuyer
Are you a first-time homebuyer eager to get into the market? Here are steps to take to help you decide whether you're ready to take the plunge. 1. Check the selling prices of comparable homes in your area. 2. Talke with a financial lender to get an idea of what you qualify for and monthly mortgage payments. 3. Find out what your total monthly housing cost would be, including taxes and homeowners insurance. 4. Find out how much you'll likely pay in closing costs. 5. Look at your budget and determine how a house fits into it. 6. Talk to a reputable REALTOR about the real estate climate. 7. Remember to look at the big picture. Call Veronica Taylor (804) 254-0895 who can help you achieve all the above elements!