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Retirement in Williamsburg
By Karen Queen Digg Del.icio.us Facebook Fark Google Newsvine Reddit Yahoo Print Reprints Text size: When they began looking for a place to retire, Jack and Grace Kalberer of Potomac, Md., wanted water, culture, a change of seasons, mild winters and good medical care. Kalberer, a doctor, retired at 61 after 31 years at the National Institutes of Health. He was an associate director coordinating disease prevention in the office of the director. Mrs. Kalberer was 51 then and ready to retire from teaching high school biology. They moved to Williamsburg in 1998. Like many who retire to Williamsburg, they had vacationed in the area for a number of years. But it wasn't their first choice in the beginning. They also had considered Cape Cod, Martha's Vineyard, Florida, California, Wilmington, N.C. and Charleston, S.C. "I happened to notice Governor's Land advertised in the Wall Street Journal," Kalberer says. "We were on our way down to Wilmington and Charleston and decided to stop here." When they stopped, Governor's Land was one house existing, one under construction and lots of promises. A little more than five years later, they bought a lot and built a house in the community. "We are taking advantage of some of the cultural things," Kalberer says. "We like the outdoor life and attractions in Governor's Land – tennis, boating. We're learning golf. It's a beautiful canoeing area. The birding here is phenomenal. We see great white herons, blue herons, ospreys, eagles, king fishers and everything else imaginable." As they get involved in the community, they are impressed by the people they meet. "The level of people who have been attracted to Williamsburg is pretty remarkable ... four star generals, CEOs," he says. "But they tend to be pretty low key regardless of the type of life they have led." The marina at Governor's Land was an added attraction. A final consideration that wasn't in their original specs was quality dining. People don't often think of eating out until they move somewhere and there's nowhere to eat except fast food, he says. "That's a plus around here – there are good restaurants at all levels. That wasn't in our equation but it should have been." Copyright © 2008, The Virginia Gazette
What is a Home Inspection?
A home inspection is a thorough and systematic evaluation of the condition of a residential property. It is a complete physical exam of the general integrity, functionality, and overall safety of a home and its various components. The purpose of this process is to ensure that home buyers know exactly what is being purchased, prior to completing the transaction.In the course of a home inspection, the inspector will evaluate the foundation, framing, roofing, site drainage, attic, plumbing, heating, electrical system, fireplaces, chimneys, pavement, fences, stairs, decks, patios, doors, windows, walls, ceilings, floors, built-in appliances, and numerous other fixtures and components.In all homes, even brand-new ones, some building defects will inevitably be discovered during the inspection. All pertinent findings will be detailed in a written report for the buyer's reference and review, and the inspector will make a complete verbal presentation of these conditions for those who attend the inspection.This information enables a home buyer to make educated decisions about a home purchase: whether to complete the transaction, whether to ask the seller to make repairs, or whether to buy the property “as-is.” Buyers can also determine how much repair and renovation will be needed after taking possession, which problems are of major concern, which ones are minor, and what conditions compromise the safety of the premises.A thorough inspection enables a home buyer to avoid costly surprises after the close of escrow. It is an indispensable component of a well-planned purchase. Provided by Exit Realty,Yvonne Mansini, Realtor, (757) 876-8565.
Hampton Roads Real Estate Market Stronger than Nation at Large
Local College of William and Mary professor, Roy L. Pearson, in a recent interview by the Daily Press, noted that the region here in Virginia and Hampton Roads is in a better economic position than much of the rest of the nation because the mortgage crisis was not felt as strongly in the state, and real estate was not as "vastly overvalued" as it was elsewhere. He also stated that with Hampton Roads' high employment rate in military and defense contracting, the local economy is not as service-based as elsewhere in the nation, such that the Hampton Roads area in particular is not as likely to be affected by an economic downturn. With mortgage interest rates beginning to come down, the housing industry may be able to recover a bit through refinancing and new home purchases. To find out what the current mortgage interest rates are in your area,go online and check your area.Yvonne Mansini, Licensed Real Estate Salesperson, Exit Realty Dierling & Associates, (757) 876-8565.