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1. What is the difference between collision coverage and comprehensive coverage?
   

   What is the difference between collision coverage and comprehensive coverage? Do both need to have the same deductible?

   Tags: Oswego, IL, collision coverage

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   Asked by EMadkin from Detroit, MI
   Answered 16 years ago.

1 Answers

1. 
   Collision — Covers the damage to your vehicle resulting from a collision, regardless of who is responsible. Collision coverage requires the payment of a deductible by the insured.
   
   Comprehensive Physical Damage — Pays for damage to your car that is not the result of an auto accident, such as theft, vandalism, fire, hail, natural disasters, hitting an animal, etc. Comprehensive coverage also requires a deductible, and will only pay as much as the car was worth before sustaining the damage.
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   Answered by Basehor Wellness Center 21980 168th St, Basehor, KS, 66007, 913-669-7911 (Novice with 2 pts.)

   Answered 15 years ago.