How to Change My Bank Account Number
If you fear that someone may have gotten ahold of your bank account number, then you will need to have the account number changed immediately to protect yourself from further financial loss. A bank representative should be able to handle this for you in no time.
- Gather documentation that proves identity such as a driver’s license or other picture ID and a Social Security card.
- Visit the branch of the bank where the account was opened.
- Tell the representative that you believe someone else has gained access to the account number and that you need this number changed right away to prevent fraudulent transactions from occurring.
- The bank representative will ask to view proper documentation proving identity, and will then close out the account.
- Open a new account and transfer over the funds that were in the existing account into the new checking account. This new account will have a new account number.
- Cancel any direct deposits that you had linked to the current account number and inform each company of the new account number to be used for direct deposits.
- Contact the payee of any outstanding checks and let them know that the account linked to the current check has been closed. Either make arrangements to pay them in cash or write them a new check from the new account you have opened.
- Throw out any bank ATM cards that you may have linked to the old account. New cards will be mailed to you shortly that will coincide with the new account number that was issued for the new account.