Fraud Affects Everyone

Most people when asked if a person who committed fraud should be punished by law will say, "It is a crime but it doesn't affect me" which is a major misconception.  Fraud affects everyone!  Approximately $0.60 of every dollar of your own vehicle insurance premium goes to pay out an insurance claim for another person.  That is a lot of money.  And many of those claims are fraudulent.  The same goes for your medical insurance premium, homeowner's insurance, renter's insurance, and so on.  Employers are also affected by the same claims with their Worker's Compensation premiums.  So when people feel that those who commit fraud are wrong for doing so but that it doesn't affect them, they too are wrong.  It affects us ALL in a very negative way and hits us where we hurt the most...right in the wallet.  Especially now that the economy is suffering, more people than ever are using fraudulent claims to make their ends meet.  While the majority of the population go to work&pay their insurance premium, those others are malingering around at home collecting YOUR MONEY from their insurance or worker's compensation claim.  It is rather frustrating when you think about it like that, isn't it?  Fraud is a multi-billion dollar industry which affects the world in a negative way and any adds to the economic strain we are feeling throughout the US now.  I have been a fraud investigator for over 6 years now and have worked thousands of cases in the Florida & Georgia region of the US.  Of those thousands of cases I have worked I have found very few that were legitimate claims where the claimant was actually injured and conducting activities which corroborate their claim and their instructions set forth by their medical care provider.  That is not a good ratio to have worked thousands of cases to say that very few were legitimate.  So when you think about fraud, do not think that it doesn't affect you.  It affects us all in a time where matters of financial stability are a concern for every person and every business alike. Deidra D. Brown Deliverance Investigations A2700474 P.O. Box 123 Sharpes, FL 32959 (321) 863-1680 deidra@deliveranceinvestigations.com