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About Brodnax, VA

Brodnax is a small community that is located within the counties of Brunswick and Mecklenburg in Virginia. Major attractions for the Brodnax area include the South Hills Cinemas and the Tobacco Farm Life Museum. Brodnax is known for being one of the three towns that have been established within that county. Among the biggest companies in Brodnax are Guitar Hospital and Wes & Ty's Auto. The biggest schools to be found within the Brodnax region are the Charlie Hope Number 1 School‎ and the La Crosse Elementary School. One of the best places to visit when you are in the Brodnax locale is the Crestview Memorial Park.

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About to turn 24 years old. I wanted to get my own individual policy without adding anyone on the car. The car was a gift from my parents to me." Can i sue my insurance company for hit and run? I live in Yuma, Arizona. I m 15 I Have my motorcycle permit i can drive from sunrise to sunset Okay February 21st YESTERDAY at 3pm Me and my brothers were going to jack in the box they took our car (1996 Isuzu rodeo) and i took my motorcycle (1994 Kawasaki ZX-6) we were going down this curved street they are on the left lane I m on the right lane and this Winter bird (An older person from out of state that comes down to living in our city in the winter) pulls out on my right lane. While he s doing this i horn my horn he looks back and completes his turn and the brakes and doesn t move... i m down shifting and my rear wheel locks up when i downshifted my bike shakes and i going onto the curb my bike gets eating up from the curb and i go over the curb and start to eat **** my hip and left get bruised i was wearing this thick overcoat my arm gets road-rash and then the old *** man drives off... doesn t even assist me... my brothers flip a U and we pull my bike to the side of the road and go to the hospital at the hospital we called the police they took pictures of my motorcycle and skid marks on the road then take my statement and brothers i wanted to know can i sue my insurance for anything? I m not sure what coverage i have I ll add more detail tomorrow Monday morning Here are some pictures of the motorcycle P.S. I m not sure if you can see but my front tire is flat it got a hole from the accident http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view造t=crash1.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view造t=crash2.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view造t=crash3.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view造t=crash4.jpg What broke Front tire Possible bent rim front brake lever Oil casing headlight windshield possible gears and chain my muffler my front right flaring my bottom flaring" Where can I get a cheap health insurance? health insurance is so expensive... where can I get those health insurances?? especially the cheap one... yea...the best cheap..not the worst cheap What is the best thing to do when an un-insured driver hits you and you only have liability coverage? I was hit July 16th behind my rear passenger door. I drive a chevy malibu 2000. 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I will get the police report next week from our local police station. So now what should i do? Should i wait for the police report and file a claim against this guy s insurance company? Should I contact my insurance company and ask them to deal with it? Will they actually agree to handle this claim? Where can i get cheap car insurance? Ive tried compare the market and a few of the other leading companies but they all a bit to high for me - whats so annoying is when i find one thats suitable it ends up higher than the listed price. Anyone know of a good one Whats the best and cheapest car insurance? Volkswagen Polo 1. Litre, to drive in the city of London?" Young new driver getting car insurance? Okay so i got my license January of this year and i am starting college. i already took a college class last semester while i was in high school. i heard you can send in your grades if their are good to reduce the bill. i lost my high school report card but i was wondering if i can request my college transcript ( which is one class) i got an A in it and i have a 4.0 so can i send that in to reduce the bill. and if not any other suggestions to reduce my car insurance? PS i have AAA and am going to be under my parents insurance What is the cheapest car insurance for a young driver? Ok I am 18 going on 19 this summer. I got my license last January(I was 17, 2009) I drive a 2008 Yellow Chevy Aveo LS. No alarm. I have a clean driving record. I kept a 3.0 average when I was in school. I drive about 20-30 miles a day. The car is in my name. I got the loan in August 2009 and I have never been late on a payment. My payment is $208 and I pay $210 (banker said it helps) and I usually pay it early but never late! I have no debt otherwise. I have GAP coverage through my bank too. I live in Utah. I rent an apartment. I will be the only driver. I am looking for cheap insurance since I am young. My mother and I cannot get along and likes to hang this over my head and use it to control me so I want off! No ties. Please if you know of a good cheap insurance company (It has to be full coverage for my loan) let me know. Or if you are an insurance agent and can help I would appreciate it! Thanks!" Can 20 year old go under classic car insurance in ontario? I keep hearing different answers from everyone i ask. Im looking to get an older camaro (78-81) but im worried i wont be able to get insured as a classic. If so is there any companies in ontario anyone recommends? Where to find cheap car insurances and allows for monthly payment? Where to find cheap car insurances and allows for monthly payment? 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Anyone have a civic EX coupe my age or whatever know the cost of insurance? i try to do those free quote things but it asks for all my info which isnt necessary i dont think" Are classic cars cheap to insure? for example all cars older then 1990: trans am and camaro s older then cadillac eldorado s older then rolls royce silver shadow chevy belair dodge charger chevrolet suburban mercedes 500sel mercedes 500sl and other american and classic european cars Where will give a young male cheap car insurance? I know that I am statistically more likely to cause an accident than a middle aged person. However. Are there any companies that are good that will insure me on a car of about 200hp for under 1400. If i tell them I have achieved good grades and done pass plus etc as well as the fact I have never claimed on my current insurance could they give me a low quote? Thanks Any 17 year olds just got car insurance? (UK)? Hi, I was wondering if anybody aged 17 has got car insurance recently and would be able to tell me how much they paid. I ve been told 3k-4k but when I look on the internet most people are saying 800-2k even if you haven t just got insurance which of the two price ranges is more likely for me? I live in an area where car theft is low and I can keep the car in a garage. I m a 17 year old male." "Where can I find affordable insurance for sickle cell, full time student?" If possible, in the Washington DC metro area. School is really expensive and it s very difficult to afford all these costly insurance while at the same time paying for school and living expenses." California auto car insurance question? I own three cars and I want to purchase auto insurance for all three of them. But my question is, if I plan on keeping two cars at my residence, and the third one garaged at another residence (at my father s address). Is that legal to do so or I must have all three cars parked at my residence? Will the third car be exempt from my insurance policy if I decide not to garage it at my address?" Should auto insurance for teen boys be more expensive than teen girls? im doing a project and i don t which one to answer i need your help US health insurance - question? We are Canadians moving to the US in couple of weeks and we have just applied for medical insurance in the US, filled out all the papers and we d like to know whether the insurance company will call our Canadian doctor to get our medical records? We want to make our doctor aware of this and at the same time, to be honest, we did not know exactly the dates when we ve been at the doctor s office, we put down approximate dates on the insurance applic form and we do not want to be denied because of misrepresentation or something like that. 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I ve been on some review websites and looked up the companies which come up with the cheapest quotes and a lot of the reviews call them rip off merchants and say not to touch them. I want to hear from someone who s actually had to make a claim and been satisfied with the service. "I m 27 and I want to get life insurance, what kind is best?" I don t really understand what 10;15;20 year term life insurance means, or whole life insurance and what company is best but I think I want to get it while I m young and ...show more" Carr insurance with 2 years clean driving record? I am planning to buy a used car my Driver liscence is 2 years old with a clean driving record i am wondering will i have to pay a lot of insurance or just minimal based on my record and DL. Please suggest which is a cheap insurance option Where can i get really cheap braces in California? I need braces, I do have insurance I am a teen we cant really afford them. 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My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents truck and side damage to the other drivers car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he s heard about it since moving back in with them in November. His parents knew about it though. I m worried that he may lose his license and also his job. I ve tried searching but I found nothing on this. The state is California by the way. I ll appreciate any answers and will give the best answer points (is ten good?)." Cheapest place to get motorbike insurance? hello im looking to get a skyjet125 ive got my CBT, this is my first bike where is the cheapest place to get insurance ? cheers" How much does insurance increase for a teen with an old car? I was doing some research to buy my own car. I wanted either a 1976 dodge Monaco or a 1989 Chevy caprice. My question is, if I am 17 years old and I had this car, what is a rough estimate of how much my dads insurance will increase? I figure old cars and young drivers don t mix well but I need to know. Also, I have never gotten in any accident or received any tickets and I don t even remember the last time my parents crashed or got a ticket if that helps. Shanks" What are the benefits of low cost insurance? What can be the advantages of having low cost insurance for people. Cheap first car for son? I only have about $2,500. Prefer something newer than 99. Has to be reliable and look decent. SUV s are a plus (cheaper on his insurance). Any ideas? thanks!" Best Averaged sized car for a teenager? So I m going for my license soon and we re starting to look at cars to get me around. 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My current car insurance policy on my car runs out on 15th February 2013 and I have cancelled my renewal. I have received the renewal which is proof of my no claims which will be transferred to my new car. Another question is... can I claim the one years no claims on my new car whilst it still runs out for a week on my old car? I have looked at temporary insurance for my current car but this was almost 400 for 28 days?!?!? If insurance companies want me to do it the legal way, they are not making it very easy! Any advice on the best way around this would be great. I know it s confusing! Thanks, Adam White" Car insurance question? I got an insurance question. I let my fiance, who is not insured by my insurance company drive my car. I was in the car with him. He was intoxicated and hit 9 parked cars causing minor damage to all of them. Will my insurance company have to pay for the damage?" Driving without insurance in Indiana? What happens in the state of Indiana if you are caught driving without insurance? I thought it was a 90 day suspension of your license but I have been told otherwise... Also what happens if you are in a wreck without insurance but the passenger DOES have insurance? Does the passenger s insurance have to cover everything? Can anyone recommends a good and cheap car insurance in CA? Thanks Can anyone recommends a good and cheap car insurance in CA? Thanks How much will my car insurance drop when i turn 25? How much will my car insurance drop when i turn 25? "If the other guy s insurance pays for damages, does that show up as points that cost me with my insurance?" My son was rear-ended today. Damage appears minimal, but there is damage. If he has the damages paid for by the insurance company of the man who ran into his car will that cause my son s insurance rates to increase? I seem to recall that insurance companies share information, but am not sure about this issue. Thanks in advance!" 18 year old car insurance rate? Can you give me an educated guess on how much it would be per month or 6/mo to insure an 18 year old boy on a 2005-2009 Mustang GT? Can Military service lower/raise the rates? Cheapest car insurance???? looking for a cheap car insurance guys, plz help" "I have been married for nearly 20 years in california, but my husband and I were separated after only one year?" What laws are there for spousal support in a legal separation and what medical benefits am I entitled to, he says we need to stay married because he is a teacher and I will not qualify for health benefits if we file a legal separation or divorce. I know he gets the head of household tax break, but isn t there a bigger break on spousal support. As I said he is a teacher and I am permanently disabled. We live in the state of California. Thanks for any suggestions on this matter. Right now i have a PPO insurance with good benefits. 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How much does insurance cost for acura rsx? im gonna buy a used car soon and i was thinking of buying the rsx. I am 16 so i would join the insurance plan with my mom. I have good grades and my mom has a clean driving record. I just need a rough estimate Does full coverage insurance replace your car if totaled? How much do insurance companies pay you on a vehicle if it is totaled? how much it is worth or how much you paid for it Life insurance policy? for 5 million dollars for 5 kids. A million per child. Two are 18+ and receive money right away. Younger 3 will live with one of the elder. How much will the bank cut each month to take care of the younger children (7,8,and 17)? The money (full million) stays in the bank for each until they turn 18." "Im paying $1,000 every 6months for my car insurance, and im 19 years old.?" Does anybody know of any cheap insurance companies that I can get a quote from? I really REALLY need to find a different company, because I cant afford that much. 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Two years after my brother broke another car that my mother bought but this time the insurance company(state farm) did not find out. Right now we are back to progressive and a car hit me while driving and I did call the insurance. It was not my fault and I don t think anything changed because we are still paying 1,600 but I still think its a lot. It is the best I can explain the situation , so should I go out and try to find a better deal? Any advice is appreciated" How much do you think my insurance will increase if I get my own car? I trying to plan how much money I will need for a car. Its a 2000 truck. I am 17 and have had no accidents or tickets. I get a good student discount and took a drivers ed class. Sharing my moms car (a new SUV) made her insurance go up $70 a month. Do you have an idea of how much it would go up if I got my own car? Thanks! How long does it take for car insurances to determine fault? I got into an accident a few days ago. It s pretty cut and dry that it was the other persons fault, however the police don t determine fault and leave it up to the insurance companies to figure out. Those who have been in a similair situation, how long from the time of the accident did it take for your insurance company to find fault in the accident. I m curious because I m having to pay a $1000 deductible and car rental fees. I want to make sure I get it back if its the other persons fault." What would be a good job for someone who wants to get out of insurance claims? I want to get out of the insurance claims world. I hate the business and I hate dealing with people who have experience loss. My degree is in English. I have applied to a lot of Human Resources jobs with no call backs although I have an excellent work history with proven results. Thank you for any constructive advice that can be given. Term Life Insurances-Nicotine and insurance testing? I am about to take a blood test for a term life insurance policy. I smoked a cigar about 10 days ago, and about 4 dips of snuff per week (for the past several months). Do they test for nicotine or some other chemical in tobacco to verify if I am a smoker or not? A friend of mine tested positive for smoking and he had smoked a cigar about two months previous...can they test that far back on a blood test??? Thanks" What is mortgage insurance? I m supposedly getting a USDA Rural Development loan, it says on the site that you dont pay mortgage insurance and so u can get more of a loan. So do I need any other insurance?" HELP! Car Insurance!!? I know theres no cheap car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no one 2 help me out, or to put me on their Insurance.... and ive been going nuts for the past 2 weeks and i need a car for work... PLEASE HELP!!!" My car insurance wont cover me. what can i do? I rear ended a lady on the 18th of sep 2013 in riverside california. I thought i was covered by my insurance because my dad said it would be better if i got insurance through him. Its my car and its on his policy but i was not on the policy this whole time. But heres the thing, a farmers insurance agent told my dad that anyone would be covered so long as he knew they were driving the car. So my question is... what can i do? My dad was lied to by this agent and we have no proof that she did. We will be going in to speak with her today and will try to get the conversation recorded, we hope to get a confession that way. But do you have any other tips?" No proof of insurance ticket LOS ANGELES CA ? I got pulled over for speeding. Got a ticket for no proof of insurance. but now i have insurance .. i am 17 and i just wanna know whats gonna happen tomorrow in court ? and on the ticket it says (((People of the state or California Vs. me))) whats going to happened in the court?, are there going to be people watching me ? and ima take my grandma ? also if i cant pay the fine can do community service ? how many hrs ?" Car insurance on a first car.? I ll be buying my first car on Friday. I went to the garage today and was told I should come down on Friday when it will be ready to pick it up. My question is should I be getting my insurance sorted before Friday? I haven t put any money down on it as they said I wouldn t need a deposit on the car. Is it just the licesne plate number I need? What is the average auto insurance cost for young drivers? I know there are many variables, but I really want general monthly cost for young drivers please" look insurance free quote look insurance free quote https://www.linkedin.com/pulse/liability-insurance-quote-hartford-christopher-lawman/

When do I get the prepaid home owners insurance back?

When do I get the prepaid home owners insurance back? I prepaid 1 year home owners insurance at closing on my home. I have also been paying monthly as part of my escrow payments for home owners insurance. What happens to the prepaid years worth of insurance payments? Do they always just need a buffer of 1 year and I get it back only when I sell the house or can it get applied to my second year and allow me to lower my escrow payments? BEST ANSWER: Try this site where you can compare quotes:howmuchisinsurance.xyz RELATED QUESTIONS: Non-owners policy auto insurance in NC? im getting my license in january i will be a unnexpierenced driver but i cant afford a car right now can i get a non-owners policy in the state of nc?and drive my fiances car? Insurance change after marriage? i am american and i got married in canada. my husband does not have insurance and i am covered under my mothers insurance. since i got married in canada will they see here in the us that i am married or will they know and i wont be covered anymore? i have not changed my last name to my husbands. if i still keep using my mothers insurance could i get into trouble if they found out i was married? Best Insurance Price I Could Get? I m looking at buying my first own car in the next few months/year. I m currently 17 but will be 18 soon, straight-A student, looking at a 1999 Toyota 4Runner Limited 4WD. Progressive quoted me $147, which seems ludicrous to me (they ll have the value of my car in less than four years!), but I know I m young - and young drivers get in a lot of wrecks. I d just like to know what you all think is the best affordable insurance company that still offers pretty good coverage, and if there s anything I can do to further lower my price besides good student and safe driver discounts." I need a good a affordable health insurance plan for a family of four? In Massachusetts, I need it ASAP" "If i become knighted, will my car insurance costs be lower?" If i become knighted, will my car insurance costs be lower?" Can you add you unborn child to your insurance? well, I would like to add my baby to my boyfriend s insurance (the daddy) can he do it now or we need to wait until the baby is born?" How much would it be to insure a 2nd gen. Dodge Ram 2500 with a Cummins Turbo diesel for a 16 year old boy? Im looking for better gas mileage, and it appears the Cummins has better mpgs than its 5.9l counterpart. (dont be a smart *** and say no trucks get good fuel economy) But i would wonder if a diesel would yield higher insurance costs for someone my age rather than a regular gas engine." Is it legal to keep a check from my health insurance company that they expect me to pay the doctor with? We are having a really difficult time financially. My husband gets a very large bonus in December and we will be back on track and then some. So here s my question. I recently ...show more USAA Insurance Questions? I m thinking about switching my auto insurance from GEICO to USAA, but had a few questions. And since it s the weekend, they re not open when I called. I purchased a used vehicle about 4 months, so my insurance went up, and have heard great things about USAA, so here goes,,,, Question #1 - From all of the research I ve done on auto insurance, USAA is approximately $125.00 dollars cheaper for a 6 month premium than GEICO. This sounds too good to be true, but I did the free quote steps over and over again on the site, if you have have USAA auto insurance, does this sound right? Question #2 - I submitted a quote for property insurance as well, and that quote was $10.00 a month, does this sound about right? I did this quote with website assistance on how much my property is worth. Question #3 - My 6 month auto insurance premiums gets paid in 4 monthly installments in a 6 month window, does USAA do this as well, or do they do it by monthly deduction? Thanks to all in advance" MA Small business required costs for insurance. To hard to find quotes.? Making a pretend business plan for school and I cant find any prices that are needed for a graphic design business. What types of insurance would you recommend and whats the average costs? Thanks How much is car insurance for a 16 year old living in Florida? Hi, I m fifteen and I m getting my license soon. I was wondering, what s the average cost for car insurance for a child at the age of 16 driving a Ford Mustang GT? I included my car model if that s any help at all to you. I also live in Central Florida. Thanks in advance!" Can an insurance company know you have a pre-existing condition if you don t tell them? Like if I go to a doctor on my new insurance company but don t tell them I was diagnosed as having ADD when I was a child (the last time I took medicine for it was 10 years ago), will they have a way of finding out?" How much will my car insurance go up if i got an ovi dropped to reckless op? i was pulled over and ended up being charged w an ovi, but my lawyer got it reduced to a reckless op. how much will my insurance go up and how many points on my licensee will that be?" Car insurance for a volkswagen beetle?? Ok so i want to get a volkswagen beetle, but it will be my first car. I know that if i get tone that s old enough i don t have to pay road tax. but how much would it cost for a 17yr old s insurance? thanks" Cost of liability insurance for medical doctor? What s the average cost for a private physician s liability insurance? What tips and advice do you have for someone starting a private practice? Affordable Health Insurance? I am a 19 year old college student. I have always been on soonercare but I stopped being covered when I turned 18. I take over 20 hours in college and live with my fiance so I am unemployed. I need health inaurance so I can go to the dentist and eye doctor but everything is way expensive. My fiance is covered by his work but they dont offer family coverage so even when we get married a year from now I will still need my own health insurance. Ive tried getting some quotes but I cant pay $200-$300 a month. Is there somewhere to get afordable coverage that I am over looking? Anyone Know Any Cheap Car Insurance For Teenagers In Michigan? Anyone know a real cheap place I can get car insurance at in Michigan. I m 18(also the age which I got my license), I qualify for the good grades in school discount, I drive a 2003 Honda? Any suggestions?" How do I talk to my dad about paying insurance for a car? I m a high school senior, preping to head off to a 4-yr. I m trying my best to save my family money; for example: -AP classes and tests for college credit -Scholarship searching -Spending only $100 on clothes for the last 2 years -Watching my utility/electric use by not watching TV (except the Olympics!) -Taking spring/summer college classes for transferable credit (in fact, I could have graduated and received my HS diploma at the end of my Jr. year). -Getting decent grades (had a 4.2gpa this past year, my Fr. and Soph. years were not that good) So, if you add it up, I think it would be a few thousand $ that would have been otherwise spent on tuition, some amount of utility bills, and some amount on clothing. For my senior year, I plan on doing a lot of extracurricular activities so I can get into a decent university, my plan is UC Davis. I m a cross-country runner for my HS, I plan on doing a hospital volunteer program, I am in my HS s Mock Trial team. So, I would be out and about for most of the week going to different activities. I feel I need a way of transportation instead of relying on my brother and parents. Speaking of which, my brother has a car because he goes to a community college (and for that reason, he is mature?). Now the problem: my dad feels that I am too young for a car and does not feel that I am responsible and mature enough to handle one alone without supervision. My mom is willing to buy a car for me, with a reasonable price range. But my dad does not want to pay for car insurance. My parents are divorced, and I do most of the communication between them, especially when it comes down to needing money. I have brought up the aspect of working part-time. But my parents tell me that I should focus on school. My dad tells me I should focus on school instead of a car, but I need that car so I can get to where I need to be. My dad works from 9am-7pm, so I have no way of getting to 5pm practice or getting to school at 6am unless I rely on my dad. I understand how much stress my dad goes through supporting 4 children, two of which are about to go to college... It hurts when I have to ask him for money, even to pay for SATs and AP tests... Although essential, they still cost a lot of money, and money is tight now. With $65 per college app and college apps coming up in November, I m going to be applying to nearly 10 schools, so over half a thousand dollars thrown away as my dad states it when I asked him to pay for my second SAT. My dad will pay for my academic needs, but he won t be happy about it. It feel as though my academic potential is being held back by how much money we have. I feel bad when I succeed now, basically. So I try my best to save money, like I gave examples of above. But now, I am only 1 step away from getting being independent, transportation-wise. All I need is my dad to agree to pay for my car insurance, which is probably about $200/month. Is that selfish of me? If not, how do I talk him into paying that $200/month, or to show him that I am mature enough to drive myself around? By the way, this was a long rant because I have been thinking and stressing about this all summer." Does a parking ticket raise insurance? I got a 35$ ticket. (my first ticket). will this go through to my insurance and my record? or do i just gotta pay the fine? What s a good insurance company for motorcycles? I live in Halifax, NS and looking for good insurance rates. Also, what type of insurance should I get? Full coverage? I would like to insure my soon-to-be 2000 Kawi Ninja 250." Where can my partner get cheap car insurance? he has 2 convictions sp30 and dr10 What health care insurance I can get that is affordable? I need health insurance. And I can t afford it with my pay checks. I work part time. I have research over and over for health insurance. And nothing that I can afford comes up. So please help. Where s the cheapest car insurance for a 17 year old? Hi, Recently I bought myself a Vauxhall Corsa SXI 2003, and have been looking around for car insurance. It seems that everyone thinks that car insurance costs around 3000 for a new young male driver, however the cheapest quote I seem to get is about 5000-8000. I ve tried every insurance comparison site under the sun, and looked at so many companies direct. The cheaper quote is just over 4000, but that involves the little black box to be installed. I m not complaining about this as I would drive sensibly and have nothing to hide, but it is still so steep. I can t afford these prices for a 1500 car. Anyone have any ideas? It feels so unfair that I haven t even been given the chance to show that I won t abuse driving... *I ve tried putting my parents as second drivers, no luck. Also, the model of my car doesn t affect it as I get the same quotes for a 1997 Ford Fiesta...*" Health insurance for baby? Anyone know any health insurance companies that cover babies right after birth? I found out last night that my insurance won t cover my baby the second the cord is cut because I m under my dad s policy and she is not/will not be his dependent. I do NOT want to go on government insurance, so are there any other companies that will cover infants from birth on? Thanks in advance." Getting SR-22 Insurance with new policy.? Basicly... last year... my mom and I were required to maintain an SR-22 for 3 years. we got our first one with Mercury insurance.... which was our existing provider then they said they wont renew the policy with us anymore... and we had to find another company chose allstate... as they were the only ones willing to give an SR-22 for NEW policies. we have had all state for 6 months... their rates are pretty expensive though... with or with SR-22... we got quotes from statefarm... they are really good... about 40% savings.... but they refuse to give SR-22s with new policies. but then they also said...they also refuse to give it with Existing policies as well... is this even possible? we have 3 cars. we were thinking of keeping one vehicle with allstate... maintaining the existing SR-22... and transfering the other 2 vehicles over to statefarm... and after a month or 2... once we become existing customers request for an SR-22... and transfer the allstate vehicle to statefar When do I get the prepaid home owners insurance back? I prepaid 1 year home owners insurance at closing on my home. I have also been paying monthly as part of my escrow payments for home owners insurance. What happens to the prepaid years worth of insurance payments? Do they always just need a buffer of 1 year and I get it back only when I sell the house or can it get applied to my second year and allow me to lower my escrow payments? Car insurance? Your Open QuestionShow me another Car insurance? I have comp ins from kwik-fit ,my car was reduced to cinders at the w/end and they have told me i dont get a replacement car [apparently because it is criminal and malicious damage],does anyone know the ins/outs of this, its the first ins claim in 20 years" Can I get free health insurance? I just paroled out of prison. I don t have a job yet. Is there any free health insurance available to me? I moved in with my brother, who has a good job and his own insurance. will his household income affect my options of getting low income insurance? Thanks" How much will my insurance go up after being charged with hit and run on a parked car? I recently was charged with hit and run on a parked car (for the record I didn t realize I hit the car), there was hardly any damage at all to either car but I am wondering how much I can expect my insurance rates to go up. Over 100%? Hopefully I won t be convicted as I really didn t notice that I scuffed this cars bumper." How much will my insurance cost for a ninja 250? I m about to buy a bike soon and I am just adding up all the expenses... sales tax, insurance, registration, etc. If I buy a Ninja 250r (probably a 2008-2012 model) I have Liberty Mutual insurance company. My car is an 03 Toyota celica GTS and I pay about $1,300 a year. I know you guys can t give me a direct estimate (obviously!) But can you give me just a guess. Thanks!" Is the difference between health insurance and car insurance? that while both are mandated, that the repairs on only one of them are garaunteed by the government. I mean, sure a auto body shop can refuse to fix your car if you don t have the money, but the hospital has to put you back together again, regardless of the bill and your relative ability to pay it." Homework / car insurance question? I have to do a budget for the next 5 years of my life and im lost on how to get the car insurance part figured out. I have to figure out hom much i would be paying for car insurance if i was to buy a car in the future? can someone please help, i m so lost. and plz dont just give me a website to go to, plz explain it a little. thanks" What does auto insurance deductible mean? I just bought a new car but the bank that financed the loan is asking for proof of auto insurance on the car with a comprehensive and collision deductible of $1000 maximum. I put AAA insurance on the vehicle and they gave me a $500 deductible on both comprehensive and collision. Do i need the $1000 deductible or am i good with the $500 deductible? Best online insurance website? i own a insurance broking firm in india, insurance in india is at very nascent stage. want to launch a service oriented internet portal to sell insurance online. please suggest me some good insurance online websites where i can emulate some of the best practices and also please give me suggestions what people expect from these online websites and broking firms? Any Bad/good experiences. All your inputs would be very very valuable" Motorcycle insurance for a 17 year old? im interested in getting a bike (CF Moto V5), and i was wonder what would be a close estimate to the yearly cost? thank you." How much will my insurance go up after a claim? i was in a crash it was my fault i went into the back of another car my van was fine but the other guys car was damaged at the back it is too damaged to pay out of my own pocket so understandably he is claiming off my insurance. i have a full licence, since i started driving 8 years ago i have no claim my insurance is fully comp and i pay 330 euro each year. after this claim does anyone no how much roughly will my insurance go up next year . any advice would be greatly appreciated as i am very worried." Should I open a whole life insurance policy or a 401k first? I met with a financial consultant who told me that the 401k is the last thing I should start. She says it makes more sense to open the whole life which compounds 8% return on my money yearly and pays a yearly dividend. Which is smarter to do first? What will happen if I drive without insurance for few days? I live in New Jersey, my county is Hudson county. I just bought my car yesterday afternoon my insurance company was closed. I could not call them to add the car on insurance and start driving with my other car insurance. What will happen if I drive with my other car insurance in my new car for a few days? What if cops stop me? Will I get a ticket or something else?" What kind of insurance to get? I come from a low income family and my health insurance is called Healthy Families. Its really basic and only covers check ups, physicals, and other things in community health clinics. I have several moles I that I would like to get checked out at a dermatologist and some help with my acne as well but I hear that dermatologist visits can get expensive. What kind of insurance can I get that won t break the bank?" What are my options for car insurance for son who is 16? Son is getting his license next week. He does not have a car yet. Wife and each have a car with full coverage. Adding my son to my policy will be $1,500 extra per year. Is there another option to insure him? Mainly Im wondering if I should/could get him a junker and a separate insurance policy with just liability for him and his car or if he could drive our cars with just liability from another insurer? Not sure how that works." What to do when someone has an accident in your car...no insurance? A friend took my car without exactly having my permission (had permission to drive, but not where the accident took place). We are in WI where insurance is not required so our lapsed (bad move on our part, but we are past that now). The friend was at fault in the accident and our car is badly damaged although the other car was not...what do we do now?" How can insurance companies make money by selling life insurance? Everybody will die eventually. But will insurance company pay the beneficiary all the time? Health Insurance in California - Low Income? I am on Unemployment Insurance, and need to see a doctor. Is there a State or County Medical benefits?" I suffer chronic pain and have trouble working. I m 37. I have no health insurance. I need advice please.? I m 37, and I have degenerative joint disease of both hips (related to a childhood hip disorder). My hips ache, but I also suffer chronic back pain/strain from the effects of a car accident in 04. I have no health insurance, and I don t earn much money. I am forced to live with parents. Needless to say, my life is not very bright. I also suffer severe depression brought upon by my life situation. I returned to college last year, and I am working towards finishing my degree (English/ethnic studies). I need help, both medical/financial help, but I m not sure where to turn. The job I have is an independent contractor job (I m not a salaried employee); therefore, I have no benefits. I just drive around to local police stations, pick-up arrest records, transcribe them, and send them in to company. Very basic! My life feels like a living hell; the only thing that makes me feel better is that I am an active student (CSULB) who is about one year away from my degree (better late than never). But I have extreme difficulty functioning day-to-day because of my chronic pain issues and depression. Living with my parents at my age makes my depression worse. I would appreciate any advice. The last full-time job I had was when I worked for the city of Los Angeles (up to 2007), but I had to give that up because of my hip/pain problems. It was a civil service job, so we didn t pay into social security. I m not sure what I qualify for, and trying to search around on the internet is exhausting. I m basically in this position: little money - chronic/daily pain - ho health insurance - difficulty working a regular job Thank you to anyone who might offer some guidance or recommendations. I live in Southern California." How can I find what insurance i had with car I dont have anymore? After almost 7 years the DMV says that I owe them for a lapse in insurance. Car was repossessed and I didn t take the tag off. (my mistake) I m pretty sure I canceled the insurance but I can t remember what company I was with or what dealer I got the car from. The DMV had no other information on the car other than the obvious fine. My renewal is coming up and I don t know what to do. PLEASE HELP! How much does car insurance cost in Ontario? What are the factors involved? What kind of car will help me get lower insurance? I m 16 (but will be 17 when I purchase a car) I haven t done any drivers coarse because I personally think it would be a waste of time. I ve been driving for many years, seems pointless to take the coarse just to be considered a three star driver... anyways, should I get a newer car? or an older one? what factors are involved in getting low insurance? now I m only gonna be 17, so I m guessing it s gonna be around $2000-$3000 ( a year) but how can I get it as low as possible?" Car Insurance? I m 16 and I don t have a car, but am I covered with insurance on my parents cars automatically?" I need help car insurance? Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I d have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that s it on my driving record. I have no loans no payments or nothing. Help European health insurance card? my health insurance card has expired and i fly tomorrow? is this card important? if i get ill will they still treat me? and will my insurance company cover me still? Question about suing car insurance company after auto accident.? My mother was the passenger in a vehicle that was rear ended on the interstate a few weeks ago. The driver is a co worker of hers. They were both injured but not rushed to hospital. My mother suffered a fractured disc in her back and whiplash. The driver suffered from whiplash and torn ligaments in her neck. They are both still seeing a doctor. They asked me to handle this for them. I am not an attorney, but have sued the insurance company of the driver at fault before (state farm). It was all going ok, i had all paperwork needed and was asking for $9500 each including medical. The claim has been turned over to an impossible woman. She refuses to deal with me and wants to deal directly with mother and coworker. Should I hire an attorney now, and how much should we ask for/get? p.s. both are told by doctor that they will have long term therapy." Insurance on an 2006 chevrolet equinox? My parents are buying me a used one for my birthday in a few months. I am suppose to buy the insurance for my vehicle though I was wondering about how much it would cost for a 16 year old? Also I have a daughter that would be riding with me most of the time, I dont know If that has to be added into the insurance cost of not? Im kind of clueless, thanks for your help!" When do I get the prepaid home owners insurance back? I prepaid 1 year home owners insurance at closing on my home. I have also been paying monthly as part of my escrow payments for home owners insurance. What happens to the prepaid years worth of insurance payments? Do they always just need a buffer of 1 year and I get it back only when I sell the house or can it get applied to my second year and allow me to lower my escrow payments? What modifications can increase car insurance? Hi, Can just cosmetically changing the car increase car insurance for instance- alloy wheels and a minor body kit? I understand that performance modifications can for example- exhaust, sports air filters etc. Can anyone help me here? Query." How could I get a car home without no insurance or tax? In buying a ford fiesta zetec which is about 100+ mile away, the owner of the car is currently not insured for it now so I can t drive it home and also it has no tax. I was hoping to get it tomorrow but I guess I can t. How can I get this home apart from using a trailer? I ve heard trade plates? But what are these and how do I use them? Do I buy them? Help..." RX-8 annual insurance cost? So I m 18 and male, just got my license and need to buy a car soon. Set my sights on an 04 RX-8, but I need to know if I could afford the insurance. I have no accident history (obviously) would be primarily commuting about 15 miles a day, and would go LIABILITY ONLY on my parents plan. GUESTIMATES WOULD BE APPRECIATED AS WELL AS WHAT YOU PAY FOR YOUR RX-8!! Spank you bunches" How much lesser is car insurance every 6 months ? I pay car insurance every month. ON AVERAGE do you think I would pay less every 6 months? Pitbull and homeowners insurance? My insurance company is threating to drop me because I own a bully....can they really do this is there anyway to fight this? No proof of insurance? I have legal insurance, but my policy was just renewed so I need my new cards that prove i m insured. They are in the mail I assume, but they won t get here in time before I have to leave on a trip to NV. I tried to go online and just print the cards, but their site has been down for many days and I can t get on to print my cards. So my question is: If for some reason I get pulled over (not saying I have a reason to get pulled over) and I don t have those cards, since I do have insurance does the fine get dismissed? Also, since I cant technically prove I have insurance do they have to take my plate?" How to be a insurance agent? i need to some gain some knowledge about how to be a insurance agent. I am a senior in HS and i dont know what path to take. is insurance agent a difficult job? what classes should i take? is insurance agent a business major? How long will my car insurance company take to pay out and how much will I get? On Saturday my car caught fire while I was driving it (apparently the fuel line came out). It s a Peugeot 206 1999 and has done 87,000 miles. It wasn t in bad condition either. It s blatently a write-off, the engine looks like one big bit of plastic. My question basically is 1) how long do insurance companies usually take to pay out on this kind of thing, and 2) what will I get? I ve looked on parkers and stuff, but you have to pay to find out... so I thought I d see if any of you lovely people know first! :)" I am 16/m and looking for a cheap car insurances? Im currently living in nyc, I am 16/m and looking for a cheap car insurances. Does anyone know of any?" Dollar Car Rental Insurance Cost? Hello I will be renting a Dodge Charger next week. I am thinking of getting the insurance - ( i have full insurance with allstate and also CC covers it too) I hate to get them involved, even if i pay more for the insurance, i just want to leave without having to revisit it, if something where to happen. How much does Insurance cost with Dollar rent a car? The one where they let you go for any kind of damage. Thanks" Not paying car insurance? I have currently had my permit for 13 months and I am 20 years old. My mother inlaw was telling me I could get something called my fleet affidavids license and I wouldn t have to cover insurance on the car i m driving as long as I have the same last name that is on the insurance. I honestly can t be expected to pay insurance when i m just now getting my license and had no transportation what so ever to get a job to make money for insurance. Does anybody know anything about fleet affidavids license or have any information that might help me out? I can t afford insurance. What would my car insurance be? I am a 20 year old male in Upstate NY and ive been driving since last september and i just bought a car (2000 Chevy Impala) and im trying to look for a good car insurer and my parents have state farm. what insurer would be the best and how much would it cost in my situation? Car Insurance Question!!? So I just got my license yesterday but my dad said that I can t drive the car myself until he puts me on the insurance plan. Do I really need to be put on the insurance plan? I know its illegal not to have car insurance but I do, it would just go under my parents names. Isn t that ok or do I really do have to get my own insurance card and everything? if yes, how many days would it take for me to get my name under the insurance? I really want to be able to start driving on my own. thanks!" Where can i get cheap car insurance for a first time driver? I am 17 and want to get a insurance for a Peugoet 205 1.8 turbo deisil and need the cheapest car insurance because im a student please help!!! Car insurance advice needed? My nephew passed his driving test yesterday and has a P reg Volkswagon Polo for his first car. I ve seen adverts on the tele for Direct Line car insurance and they aren t on comparison websites, does anybody know if they are averagely cheaper or not? Are there any other companies that don t appear on comparison websites? Thanks." Where can i get affordable medical insurance? I need to get affordable medical insurance for my wife and I. We both work and our jobs don t provide insurance. Any suggestions? How do I get affordable insurance after dui non-conviction? State farm is canceling my auto insurance after a company called ChoicePoint inc. reported info. from the DMV about reinstatement of license, Chemical test modification and Chemical test revocation. I was arrested for a first offense and plea bargained to jump though all the hoops, pay all fines in order for it not to result in a conviction. Are there any insurance companies out there that do not purchase info. from ChoicePoint?" "If I finance a new car, how much insurance do I buy?" I know it will have full coverage, but how much? I m trying to get an accurate quote through geico to see if I can afford it before buying the car." Car insurance question? Last week, I had my husband s car parked up at work and I was notified that our car was broken into. The passenger side window was smashed and the thief took our GPS unit. The repair for the window cost 240 and the unit itself would be about 500. My husband call our insurance company and they said they wont cover it because we have a 500 dollar deductible for auto insurance and the GPS is considered home insurance which is 1,000. Is there anything that can be done to have insurance pay for this? I mean we want my company to be responsible for it but they are saying this isn t there issue. Any help would be great Thanks" Teens: Do you pay for your own car insurance? If so, how do you pay for it? How long do you work for and how much do you have to pay for your insurance? Just wondering :) and if you want what type of car do you have?" How much would insurance be for sports car? ill be 17 soon so im looking for a car and i loveeee this purple sports car but i heard it makes your insurance even higher... about how much do you think it would it be? Health insurance? For a 20 year old? Hi I m wondering if anyone has any tips for getting cheap health insurance. How are people paying for this, I was quoted at $140 a month! I have Never had any serious problem No broken bones and I ve only had 3 prescriptions in my life! I only make $1,100 a month and with rent bills food and gas $140 extra is A LOT for me! Could you give me a good company? I really don t want to be fined in January, this is crazy! Also I was denied by Covered California because they said my household makes to much, I live on my moms property but is still pay rent/internet/electricity. How could I get around this for covered California? Please help me understand this better and if you have a link to a good cheap insurance company please let me know, Thank You" Mock life project need auto insurance but i m confused how to get some? so everything theoretical obviously and i m getting a 2012 ford mustang boss and i needa get some car insurance. i went on websites such as esurance and state farm but i m confused as to how to get insurance or how much coverage i need..i think the price is 22 thousand something.. but can someone please help me with step by step instructions because i m really confused on how to do this! New car insurance??? What do you think the insurance would cost on a Mazda Rx-8 for a 16 year old boy(first car possibility) If you get a learners permit will your parents insurance go up? my mom wont let me get my learners permit cause she says her insrance rates will go up is it true? I live in california and they got Farmers insurance When do I get the prepaid home owners insurance back? I prepaid 1 year home owners insurance at closing on my home. I have also been paying monthly as part of my escrow payments for home owners insurance. What happens to the prepaid years worth of insurance payments? Do they always just need a buffer of 1 year and I get it back only when I sell the house or can it get applied to my second year and allow me to lower my escrow payments? I need help finding a fast cool cheap on insurance car? my dad has a 322 hp 2007 monte carlo ss. im turning 16 september 15th and i need a car. the car has to be low insurance but also cool and fast. also i want to tune it like the cars on fast n the furious. so it has to be a car i can tune. also not so new. im not rich. thanks What to do about Young Driver s car insurance? I m 17 and currently looking at buying my first car with insurance sometime during next year. I ve been looking around on a lot of price comparison sites and the cheapest I could honestly find was 3,000 a year. I even tried putting myself on my dad s insurance through them and it was still in the 3000 s. I have tried with a number of cars, mainly from group 4 insurance as anything below that tends to be really new cars that boost up your premium. Ideally, I d like to buy my friends Peugeot 306 off him which is a 1.9 diesel that is usually really cheap to insure compared to most other first cars . However since this huge insurance increase I m finding it impossible to get prices below 3000. Does anyone know of anyone specialist insurance sites for young drivers that offer cheaper prices or does anyone have any tips for filling out the forms to lower the price? I ve tried everything I possibly can but I may have missed some important thing. I just know I don t want to pay 3000 a year for a car that I m buying for 400. I see no logic there, what so ever. I d rather crash my car and then buy another 6 of them." Help!!!!!! Mom is sick and has no insurance? okay so my mother is really sick, she is 53 years old and needs medical attention. However, she doesn t have insurance and she has to pay everytime she goes to the doctor. She has severe anemia and needs to take procrit which is like$600-$700 and she needs to take diabetes, hypertension, thyroid medicine. We live in California.. i don t know what to do,,,someone help!!!! please.." Who does the cheapest temp cover car insurance? Who does the cheapest temp cover car insurance? Fastest car to insure cheaply? hi. im 18 yrs old with only 1 yr s ncb. im looking for a car which is both cheap to insure, and fairly quick. any ideas what i should get?" HELP!!!! Do I need car insurance if I don t own a car and don t drive much in the state of Florida? I am 16 years old and State Farm is calling me and it is getting annoying. I don t own a car and I don t drive much. When I do drive I borrow the car that is under my sister s name. My parent s don t drive. My dad s license is expired and he doesn t drive anymore, and my mom doesn t know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don t own a vehicle and don t drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don t drive much? Thanks!" What company provides cheap motorcycle insurance? What company provides cheap motorcycle insurance? Where can i get a health insurance quote? are there any sites for oklahoma health and life insurance quotes? My mother needs health insurance but...? Ok, so my mom is extremely sick. Her stomach/genital areas are usually in very big pain, which makes her have trouble walking to the bathroom, and even then she said using the bathroom is even more painful. She sometimes has trouble breathing so she drags her feet (because she can t walk too well now) and go outside. The pain goes away after she takes some pain stopping pills, but they do come back. Now, she does not have health insurance, and neither do I actually. I don t think any health insurance company would actually take her cuz her health is so poor. What are my options here? We re not rich, so I don t think a direct scan of her body and (possible) surgery is a good idea (so expensive :( ). PS. I live in Southern California." Young drivers car insurance!!? I am 17 at the moment but planning on getting the insurance when i turned 18 at the end of this month to make it that bit cheaper, I already own a Renault Clio (1.2L, 16v, 02 plate). The cheapest quote ive got is 4,000 (300 a month) and that s with co-ops new fit smartbox for young drivers, and i also have my dad as an additional driver and my mum on it with her provisional licence and I really just cant afford that price, any ideas on what i could possibly do?" Homeowners insurance quotes? is it true you have to pay upfront 1 year homeowners insurance when buying a home. Road Test Insurance Question In California, Im am completely confused, about how insurance works. As a family we have a plan, and my dad paid to insure me a teen driver under this plan. - But he said I cannot driver anyone s else car, and no one can drive my car and get it into a wreck.(the only way i can be coverd is me driving my car and getting into a wreck How does it work. Is it a policy that covers the person no matter what they are driving Or is it a car based policy that covers the car only im taking the road test soon, and I don t have a insurance card, despite being covered" What is the average cost of car insurance people pay annually? Is 480 dollars annual payment for car insurance a good deal for one vehicle, single driver?" Will they provide motorcycles at a motorcycle safety course? I want to buy a Kawasaki ninja , but i dont know how to drive on its easy to learn i driven motor bikes over seas but its not the same. Well the motorcycle satey course will the provide a motorcycle a sports bike not a cruiser? and what do i need to bring exactly? Do you guys know on average how much motorcycle insurance cost for a 19 year old?? I know its different from different parts but from where your from. Detailed answers are much appreciated thanks guys!" Should I cancel my car insurance policy? So long story short -- I totaled my car in an accident which was my fault back in December, and unfortunately did not have collision coverage on my insurance policy. I am a full-time student and have been unable to afford purchasing another car since then, and do not know when I will be able to afford another car. Although I am now without a vehicle I have been reluctant to cancel my insurance policy because I was told that if I did, whenever I purchased another car and had to buy insurance again the price of it would skyrocket because I would be considered high risk for having a chronological gap in my coverage. So basically I am currently paying $80 a month for car insurance when I do not even have a car, just to avoid having it go up even more at some point in the unknown future after I buy another car. Is this worth it or would it be wiser to just go ahead and cancel my policy? I would like to get some other people s counsel on this who know more about car insurance and who are more financially competent than I am. Thanks so much." How much is car insurance for a 17 year old on parents insurance? I don t want any witty Too expensive, thats how much it is answers. I will be 17 this July, and my dad is going to insure me on his insurance, he has had his license for 55+ years and the car will probably be a Ford Fiesta. We just need rough estimates. Thanks, George." If you have fully comp insurance & drive somebody elses car & have a bump will it cover damage? my daughter lent her car to her cousin who has fully comp of her own but she crashed the car will her insurance pay for damage?????????? Cheapest car insurance? Does anyone know? Paying no mind to the jibber jabber they say on TV what car insurance do you know is cheap? Why cant i get cheaper insurance? i have a fiat 500 1.2 with a tracker in my car which is there to stop me driving between 11pm and 5am and im still being charged 2000 a year for my insurance, last year i was paying 2008 a year i have 1 years no claims and no convictions WHY AM I BEING PUNISHED????" How much does a new camaro 2010 cost? And how much would minimum insurance on one cost? I would be willing to get a white one if it meant lower insurance costs. Thank you and god bless! Does my son need car insurance? I have a son and he just got his license, hes 16 yrs old. and we only have one car at the moment. Its just me and him and I have insurance already under my name, I have AAA in California. My question is since he got his license does he need to be put under my insurance also or is the car already insured since its already in my name?" What is the cost of car insurance in ontario canada? i live in thorhill. i just got my licence (G2). im 19 and a student. anyone can give me an approximation of the fee per month? CAR INSURANCE QUESTION? Hello, I was in a car accident 3 weeks ago today in Massachusetts but live in NH. The other guy swerved in my lane on the highway, although their were no witnesses and we still have no word on who was at fault. I was driving my boyfriends car which was no insured, although I have comprehensive coverage on mine. My insurance (gieco) will pay a $1000 pf my medical and have put a claim in for my boyfriends car. I was wondering if anyone knew if they would cover his car? As it looks like the guy who swerved in my lane doesnt have insurance either, as NH doesn t require car insurance. If anyone knows if it possible please let me know. An adjuster has already considered it a total loss. Thanks!" About how much is car insurance in Japan? Wondering for future reference when I work there as an ALT in 2 years. I already have a drivers license here in the US and I know its good for 1 year in Japan then must be switched before the year is up (not sure if it ll cost anything to switch)... So about how much is insurance and is it necessary to have by law? I ll be 22, drove for 4 years. Thanks!!!" "Does anyone know how much Plan B costs without insurance at the Flagstaff, AZ Planned Parenthood?" Also, does anyone know, if I were to use my parents insurance, if they would find out that I got Plan B? I really can t let them know about this... please, I need helpful answers. Thanks so much." When do I get the prepaid home owners insurance back? I prepaid 1 year home owners insurance at closing on my home. I have also been paying monthly as part of my escrow payments for home owners insurance. What happens to the prepaid years worth of insurance payments? Do they always just need a buffer of 1 year and I get it back only when I sell the house or can it get applied to my second year and allow me to lower my escrow payments? https://www.linkedin.com/pulse/best-affordable-car-insurance-clifford-hubbard/